They declined my application for credit after I had given them more that enough info & explained to them that me & my husband have a joint account, they wanted my share of what I pay for, gave that to them (which isn’t a lot as I work part time) After they had declined it I contacted them but they couldn’t give me a clear reason for declining it was ie: do I not make enough? I have never had a problem in the past from other companies if I’ve ever needed credit for something, customer service was not helpful at all and kept repeating the same thing that I can reapply in 6 months, will not be using this company again