Lloyds Bank Reviews

Name: Lloyds Bank
Rating: 2.52

2.5 Rating 1,228 Reviews

38 %

of reviewers recommend Lloyds Bank

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2.5

Based on 1,228 reviews

Shipping & Delivery
Delivery Methods	Postal Service
Customer Service
Communication Channels	Telephone, Email, Live Chat
Queries Resolved In	Over A Week

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Lloyds Bank 1 star review on 24th October 2025

Stumbled Upon ‎(+ 1 3 2 6 2 09 03 2 5) When I Thought My Scammed Crypto Was Gone For Good.

Lloyds Bank 1 star review on 26th June 2025

Jemmy

Lloyds Bank 1 star review on 13th June 2025

Francisolivia771 At Gmail.com Help Me Recover My Lost Cryptocurrency From A Scam

Anonymous

Anonymous // 01/01/2019

Filter: Rated 1 None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“In 2001, we were persuaded to take out some ISA's despite the fact that they were running at a higher rate than ever before. When I questioned that, they informed me that in their opinion, the rise would continue for some time. Of course the value dropped & by 2004 we had lost half of our investment. In 2007, we found out that Lloyds had been trying to take a PPI payment for a credit card that was paid off & cancelled out of our account for three years. As we were not in the UK, we were not aware of this & there was no money in the account. It took us over 6 months for them to reluctantly admit their error & as a result of their incompetence, it cost us around £60,000 because of the jump in property prices. Some years later they hiked up the rate of interest on my credit card because I had only been paying minimum payments telling me that 'It would help my finances'! How does charging me more help my finances? In September 2018, I cancelled a standing order online. It didn't get cancelled & three payments of £500 have been sent to a recipient. They deny that I cancelled the Standing Order & stated that their system is infallible & errors don't happen. Don't use Lloyds bank....”

Helpful Report

Posted 6 years ago

“They have locked my card and tell me l need to go to a branch with photo I'd to unlock it. They have kindly closed my branch so l will have to trek. No explanation and l filled the security sweep on an account that l have had for 40 years? Simply do not give a monkey's about me, but if l had owed them money, well, l bet security would not have been an issue then!”

Helpful Report

Posted 6 years ago

“Service in Durham branch is disgraceful, attitude of your walk about staff is like the police force. You only ever have 1 and on a lucky day 2 behind the counter, with ques every day. You seem to forget your providing a service not giving away free money !! Every visit take valuable time out of my day. And you make it difficult to leave comment on here !”

Helpful Report

Posted 6 years ago

“This bank makes it very hard for people that come from other countries to make an account, even if they are already working in the UK. Due to my NiNo being processed at the moment I was asked to bring utility bills(that are not easy to have, if you don't have a bank account or enough time in the country). And a letter from my employer verifying that I work there, which I brought and got rejected, because they did not like the format of the letter, even though it had all the required information. In addition to that they did not accept it because it had an electronic signature and quote on quote "You could have made this yourself". I find this at the least unacceptable.”

Helpful Report

Posted 6 years ago

“worse bank ever”

Helpful Report

Posted 6 years ago

“Rude, sarcastic and generally difficult customer service with no attempt to resolve a problem which is clearly theirs, but means that I can't access my money. What can I say after nearly 30 years banking with them and never being in debt, I will be moving current account as soon as possible. Appalling behaviour.”

Helpful Report

Posted 6 years ago

“Poor service, departments not joined up, one says one thing another says something different, do not care about effect of their actions, perhaps this should be raised at the next AGM, not sure it will make a difference. no one really cares”

Helpful Report

Posted 6 years ago

“No loyalty after 46 years they dropped my house insurance by the under writer . But will be taken my money out of lloyds bank.”

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Posted 6 years ago

“Haslemere Branch . Realy slowly service. Satursays close (no good for businesses) Nde a new management. I felt disappointed with their services.”

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Posted 6 years ago

“After taking a loan out today.. I cancelled it 60 minutes later... their fraud department are abhorrent.. 50 minutes of non related questions.. like "how long have you known your builder.... where did you meet him...",,, useless..after many years with Lloyds off to Barclays should have done ie years ago.... Good look Noel in suing them!!! Happy Christmas 11”

Helpful Report

Posted 6 years ago

“This has got to be the worst bank ever and after over 10 yes of banking with you I'm going elsewhere! I've never missed a beat whilst banking with you and your customer service is attroceous. Good bye Lloyds and thanks for the diabolical rates on my mortgage and that's also going elsewhere to”

Helpful Report

Posted 6 years ago

“I have had various problems with Lloyds and the customer advisers are rude and argumentative. I felt humiliated . I will be closing my account as this is the worst bank ever. Absolutely rubbish for customer service. Do not bank with them!”

Helpful Report

Posted 6 years ago

“Lloyds Agriculture call centre offers a very poor service ,jobs worth attitude, not prepared to help in any way unless they can tick a box”

Helpful Report

Posted 6 years ago

“Do not use for home and contents insurance absolutely terrible service”

Helpful Report

(Home Insurance) - Posted 6 years ago

“Their Commercial Banking system is hopeless. In fact it is actually getting worse! Now it's not putting in the value date automatically and it takes at least two goes to key it in! Often the program does not work fully or properly - I have no such problems with other banks. On top of all this, we now no longer seem to have a Relationships Manager! I keep being told to phone a call centre. I want a person with whom to inter-react. Our T/O is only £1.5 million pa, but surely we deserve better than this. All in all, over the years, I have found Lloyds flakey and dysfunctional. If you are thinking of opening a business account, never ever choose Lloyds.”

Helpful Report

Posted 6 years ago

“Staffs are rude, sarcastic and not helpfull.”

Helpful Report

Posted 6 years ago

“Sraffs are terrible. They do not like my accent hahahaha They block my bank payment becauce I did not understand question, what they asked me..... But what about accent which they speaking????? Who can understand? They can not spell my family name proper, I tald them - English is not my first lenguige - but are they bothered? They sad - if you do not like - go to another bank...... How rude it is.....”

Helpful Report

Posted 6 years ago

“The cheque imaging app/system is not fit for purpose, today I have been told by the business support call centre that because we have a different trading name to our limited company (both are on our bank account and have been since 2008) the system will not accept cheques issued in our trading name although their IDMs, deposit points and counter services will. The whole thing is a scam to play lip service to the instruction to speed up clearance of cheques. Bad service Lloyds, put it right or lose customers”

Helpful Report

Posted 6 years ago

“I rang today to report unauthorised payments by a scam business that appeared on my account. First of all the agent got annoyed with me when I asked politely to repeat what she said. English is not my first language so during phonecalls sometimes I need extra second to process what was said or to hear it again as sometimes I find it more difficult to instantly make sense of the words and someone's unique accent during phone conversation than in real life. Also I have minor hearing issues which can be quite distressing. So when she repeated with this condescending tone I felt like an idiot. From there on her manner was exactly that - like she really didn't want to deal with me. She didn't listen what I was saying, told me to contact the company before bank can open despute, even though just a sentence before I informed her that I did call and emailed that company many times and they're basically ignoring me. Apart from one email I got as a reply that I should try to call them... So when bank agent said I should wait for them to respond I started wondering who they're protecting more? Me, a loyal customer with bank account, savings account and credit card, or a scam who tricks people into payments without notifying them? I tried to explain again and again that I waited long enough for them to refund my money and all the agent had to say was that they can't open a despute if the company didn't contact me to offer a resolution. I regret mentioning that this company gives only 14 days for their unwilling customers to request the refund and that I'm close to that deadline. Agent said that bank won't do anything until those 14 days passed!!! So I was robbed by some pathetic wannabe-company, then had to waste my time ringing and emailing THEM to "please give me my money back", just to be ignored and then told by my bank that I'm basically NOT PATIENT ENOUGH. I was in great need of that money as a student and a mother of 2 year old who actually meant to have a birthday party that week. Had to borrow money to be able to organise party for the little one. I've learnt from my mistakes and will be changing banks.”

Helpful Report

Posted 6 years ago

“Utterly diabolical, impossible to contact, no care for customers & works dragged out for months on end by inept contractors who aren't checked on by Lloyds claim reps TM. Six months for burst pipe fix (unbelievable”

Helpful Report

Posted 6 years ago

Lloyds Bank is rated 2.5 based on 1,228 reviews