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RAC Insurance Reviews

2.2 Rating 1,236 Reviews
29 %
of reviewers recommend RAC Insurance
2.2
Based on 1,236 reviews
Shipping & Delivery
Delivery Methods
Own Driver
Customer Service
Communication Channels
Telephone, Live Chat, Email
Queries Resolved In
Under An Hour
Customer Service
1.4 out of 5
Cancellations & Refunds
Cancellation Process
Difficult

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RAC Insurance 1 star review on 24th December 2024
Andrew
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 27th August 2024
Yeb De Jong
RAC Insurance 1 star review on 1st December 2023
John
RAC Insurance 1 star review on 23rd December 2022
Marie Robinson
2
Anonymous
Anonymous  // 01/01/2019
Paid my van insurance for 12 months in full. Six months later I sold the van as I no longer needed it. I let them know straight away. I was then told there was no refund and I also owed them a further £16.85p. Feeling totally ripped off. Every other company I have used in the last 30 years would have refunded something after only using the policy for 6 months. Not happy.
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Posted 4 years ago
Terrible company. Most people who pay monthly are doing so because they can’t afford a lump sum. They tried to increase my monthly payment because I got an evening job I already had - I didn’t use my car for it but they tried to increase my premiums by £17 per month because apparently earning more money makes me more at risk of not paying logical ha? This isn’t the half of the trouble I have gone through with this company and the companies it associates itself with. DO MOT GO WITH THEM
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Posted 4 years ago
DO NOT DEAL WITH THESE BROKERS - Following a no-fault accident in October 2019 I sent them a recorded delivery letter notifying them of a claim. They ignored the letter but I was physically unable to make a verbal claim due to stress. They also failed to acknowledge a telecom request to cancel the policy in January 2020. I was insured with Aviva via the RAC and managed to re-insure with Aviva directly and saved myself hundreds of £'s . . .
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Posted 5 years ago
Absolutely disgraceful company, and such a shame the name of RAC is being put to such a lousy business, They literally robbed my 19 year old son of £170 to cancel a policy The black box business is a scam which I've heard lots of other people tell me about. They purposely phone you to tell you of a slight issue (usually emissions) with your vehicle and then no further contact is made, its only when you try to claim that they tell you your policy is void as you took no action with the tiny fault on your car, they do it to all young drivers to get out of paying claims. They are the worst company ive ever had the displeasure to deal with. Thieves, liars and out and out crooks
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Posted 5 years ago
RAC insurance one depertment don't know what the other is doing,I put a claim in and that's when I realised nobody was passing information on. Evan after the claim was sorted,and I wasn't at fault,they still tryd to overcharge me ,when they sent the renewal quote.
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Posted 5 years ago
What a disgrace this company, make mistake but wont admit it , the worth is they treating you like you are the lier!! to avoid giving compensation. Took them 7 weeks for a simple matter and of course result is what it is, NOT THEIR FAULT. Dont bother getting car insurance with them as they use a third part. So they are getting paid for not lifting a finger. I was treated with disrespect and cant wait for my renewal.
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Posted 5 years ago
Don’t get fouled by their ‘Home Assistance’ insurance, this product has nothing to do with what for instance some specialist insures offer, I wanted to use my plumbing cover but than my specific issue would be covered under a part of my policy that requires £350 excess, although it was clearly a plumbing issue as fare as I am concerned. Their call centre is sales driven, not prepared to help people but to find an issue that will impede or affect your claim, I was miss sold that policy and they wasted my time. I am going to make an official complaint to Financial Ombudsman and FCA. Don’t buy their Home Assistance cover!!!
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Posted 5 years ago
This is a disgrace, RAC is not even a car insurance , they are only the middle one and use in my case egeas, it took them 8 weeks to deal with my complaint and all they come with is, I am a lier as simple.. not only they take % of your insurance but they treat like nothing.. rubbish.. cant wait to get out on my next renew. Desrespectfull
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Posted 5 years ago
I have just cancelled my insurance with the RAC because of the way I was treated when my car was hit by an neighbors daughtsers car. They caused me so much stress that I had to go with her insurers in the end who were so much more helpful. A two week repair took 2 months.never again will I use RAC they don't care.
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Posted 5 years ago
My son had insurance cancelled after 1 month for one issue with black box. Never had any problems with his driving the year previous with Direct Line Insurance!!!! AVOID RAC AT ALL COSTS!!
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Posted 5 years ago
I had joined RAC last year and they have increased my premium this year without any notification I only found out when they have send me the new insurance policy when I called them and asked for the reason of the increase they only said this the market price I don’t recommend RAC at all
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Posted 5 years ago
they were helpful
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Posted 5 years ago
Not impressed with this company one bit ,changed car and that's where you get hit with admin charges and increased premium.Like previous reviews say if you cancel they will charge even further charges.ive stayed with them but will cancel once I'm up for renewal.I did complain to RAC about charges but they won't listen!
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Posted 5 years ago
At no time are you advised that as an existing customer does any discounts apply, even if your policy has lapsed your still treated as an existing customer because your name is still on the rac register.
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Posted 5 years ago
I've had a really good experience with the RAC. I had an accident that wasn't my fault. They were very helpful and professional on the phone, arranged a courtesy car the same day and had arranged the collection of my car which was a write off within a few days. I also had a follow up call the next day to check everything was okay. I would happily recommend! The only reason for the 4 stars and not 5, was a follow up call from myself a few days later when I spoke to a different person who wasn't very informative, but I guess its just pot luck who you get on the phone! All in all though, a good experience.
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Posted 5 years ago
AVIOD RAC INSURANCE AT ALL COSTS. Please do not use RAC. They are not an insurance comapny. They subcontract you out to Enterprise and Acromas. I have had a claim open for 4 months, there is CCTV evicence, Police report and dashcam evidence. Thay have admitted that my clain has not been handedled well, and they have now offerred me a further £150 on top of the £50 already paid out in way of an apology. The fact is I want my car repeired, not a bribe to go away. So please, if you want a good car insurance, DO NOT use RAC. Robbers.
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Posted 5 years ago
DO NOT USE AT ALL COSTS. THEY ARE ROBBERS !!!!!!!!!!!!! I was victim of a scam 4 years ago when i was insured with Direct line. I have been insuring my car and a Van over the last 4 years with no problems. I decided to use RAC this time and their quote was acceptable. They decided to take extra money off my card without my permision due to info on a CUE site. I telephoned them explained that I was a VICTIM of a scam. They said I had to prove it by getting an email from Direct Line. I contacted Direct line and they removed the info from the CUE site and said it should not have been there also they sent me an email so I could send to the RAC to prove my innocence. I asked the RAC to check the CUE site already to prove it had been removed. they TOTALLY REFUSED. I sent them the email from direct line which proves my innocence. The RAC now say they do not accept that and now require it in PDF format. I suggested thy look at the CUE site which totally proves my innocence and they refused again. WHAT DID I DO WRONG !!! The answer is I used the robbers called the RAC insurance. I spoke to my VAN insurers who said that they did see it on the CUE site and decided that it was probably incorrect and ignored it.
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Posted 5 years ago
Terrible. Avoid at all costs. They automatically renewed my insurance and took over £1000 from my account, called to cancel and ask for refund, was told they’d charge me a £25 admin fee, 7 days on and the money STILL hasn’t gone back into my account. It’s December, like finances aren’t hard enough.
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Posted 5 years ago
Home insurance Thay Set direct debit for daily not monthly. so cancelled dd email saying you have to pay £48 default charge Also thay tried taking the payment twice 2nd and the 4th So cancelled with them for £28 WOULD NOT RECOMMEND RAC HOME INSURANCE shocking customer service
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Posted 5 years ago
Don't renew with RAC home insurance - the price quoted was ~20% more than the previous year BUT if you go via a company like Compare the Market, the price is the same as the previous year. This is not the only insurance company running this scam - ring to cancel & they'll offer a reduction but in my opinion that is a scam if ever there was one.
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Posted 5 years ago
RAC Insurance is rated 2.2 based on 1,236 reviews