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RAC Insurance Reviews

2.2 Rating 1,238 Reviews
29 %
of reviewers recommend RAC Insurance
2.2
Based on 1,238 reviews
Shipping & Delivery
Delivery Methods
Own Driver
Customer Service
Communication Channels
Telephone, Live Chat, Email
Queries Resolved In
Under An Hour
Customer Service
1.4 out of 5
Cancellations & Refunds
Cancellation Process
Difficult

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RAC Insurance 1 star review on 24th December 2024
Andrew
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 27th August 2024
Yeb De Jong
RAC Insurance 1 star review on 1st December 2023
John
RAC Insurance 1 star review on 23rd December 2022
Marie Robinson
2
Anonymous
Anonymous  // 01/01/2019
Hit a pot hole and wheel was completely ruined, phoned up and was told they couldn’t do anything and all they could do was send a tow truck which would cost a further £150. Took 4 hours to arrive and it was a completely different company and the driver himself told us that we shouldn’t have been charged for that
Helpful Report
Posted 1 year ago
After breaking down on Thursday19th October and contacting RAC breakdown I had had a complete nightmare 15 days later I still have no car it was ta to a garage to be fixed I was given a courtesy for 1 day to return home 151miles away was told car would be fixed on 23rd but only got fixed on Thursday 26th I was contacted by garage to say car was ready and I had to inform Rac it was to be Collected I was told I didn't have to do anything more they would sort everything I heard nothing tried ringing all weekend to speak to someone but was on hold everytime for over 40 minutes got to speak to garage again on Monday they informed me RAC had not been intouch to arrange collection so had to get back in touch the person i spoke to said that they had gone to where I said car was but it was not there i could not believe what i was hearing and ask him if he was saying they had no idea where my car was as the breakdown driver had towed the car away to a garage that they used i didn't know where car had been taken i only had a phone number to which i gave the person the phone and requested he ring the garage to sort this he said he would do this everyday i have had to ring RAC to try and get my car returned i have been told it's on it's way only 90 minutes away and never gets delivered i have been told same thing 6 times made over 24 calls sent emails had know give me any explanation why I have been waiting 15 days I have meeting with solicitor to see if they can get this situation sorted as i am findh the whole situation frustrating and stressful i have taken time of work because i cant pay for taxi everyday the customer service has been absolutely shocking I never used RAC breakdown before but I certainly wont buy it again
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Posted 1 year ago
Very poor customer service.
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Posted 1 year ago
I wish I 'd read some of these reviews before giving them my money.. what a bunch of con artists. The minute you need to make a simple change (new job/ address) they can't help and then tell you that you'll have to cancel the policy for making an enquiry, which would leave you uninsured. Jokers.. AVOID.. I'll never use them again EVER!
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Posted 1 year ago
Absolute sham. All image but once they have your money you are nothing to them. They will leave you abandoned 24 hours in winter on a country lane and not give a damn.
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Posted 1 year ago
1 star because I can't give 0. Stay away from car insurance with RAC. Breakdown cover and car insurance are two other products from RAC, of ​​which Car Insurance, despite the fact that RAC advertises it with its product, actually uses other companies from which it takes out policies, these are underwriters, companies whose opinion is usually less than 2* out of 5.Check them before signing a contract with RAC. The company scams people and then in case of an accident you have to deal with companies like Markerstudy who have a rating below 2* .Stay away.
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Posted 1 year ago
Probably the most inefficient & ineffective insurance company I have ever had the misfortune of giving my money. Takes 6 months to replace glass & disputes the complaint about the time taken & as you have had to chase them, they consider it appropriate communication. Then with another claim now 3 months in, caused by a third party where CCTV footage, clearly showing the vehicle registration of the car that hit my stationary car overnight have done NOTHING at all because the third parties insurance company hasn't picked up the phone. I wish I had used the insurance company of the party that damaged my car...... At least they are trying to protect the no claims bonus of a drugged up driver, clearly rolling a joint & smoking it on camera.
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Posted 1 year ago
poor customer service, have to have an oline self serviced account, then charge me £25 for updates to policy that I have to administer. Slow, website crashes all the time. Spend the extra £20 and go with aviva.
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Posted 1 year ago
Never again, total con!!! Changed car and was lower insurance group was taking my daughter off the insurance as she is a first time driver on a provisional license which cost me an extra £350 in the first place. The price was £214 extra on top of the £680 or £213 extra with my daughter taken off, got a quote elsewhere for £224 for the year. Go and f—k your self Rac. Keep well away. 🤬
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Posted 1 year ago
I went to cancel my car insurance as they raised the price from £50 per month to £189 per month. they said "oh I don't know why this has happened" to which I replied this is a poor business model, when I could see my insurance is still £59 with other lenders. I was told there is nothing we can do and you will have to cancel and pay the fee. I then cancelled the insurance and was told due to problems we have had to issue a cheque this will take 2 weeks. 4 weeks later I call back, still not having received my money and was told that the cheque can actually take 4-8 weeks now and this is with our accounts department. IF YOU ACCOUTN DEPARTMENT CAN REFUND A PAYMENT QUICKER THAT 8 WEEKS THERE IS A PROBELM, IMAGINE IF I SAID I COULDNT GET A PAYMENT OVER TO YOU FOR 8 WEEKS DUE TO ACCOUNTS. This whole experience has left a bad taste in my mouth and I shall never use there services again. Awful procedures, terribly run company and whoever is in charge needs to take a hard long look in the mirror and employ someone who know how to run things properly and improve the possibility of customer retention to increase sales.
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Posted 1 year ago
Worst company ever change details online myself and get charged £25 for the privilege move house and have private parking instead of on street and now £200 year more stay away from them bunch of thieves
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Posted 1 year ago
They our stopping the low mile cover after 2 months wow what a joke very bad rip off company Was informed by email they will be taking away the policy won't let me have my ncd which is a joke anyway 16 years ncd don't count for diddly squat
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Posted 1 year ago
Did not have a bad experience with RAC pay-by-the-mile insurance. It was perfect for me. WHY has it now ceased to operate?
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Posted 1 year ago
What a joke of a company, do not under any circumstances insure with RAC.Rip you off to tune of 55 pounds to cancel ins, never ever got back to me after I broke down one time as well, if they do come out ,you will wait hours. Repeat, have nothing to do with this shower of ****
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Posted 1 year ago
Avoid at all cost May 22, i was stationary when some woman that was on her phone slammed into me. RAC sent my car to Newbridge Garage who was just terrible. 9 months later after 7 courtesy cars I finally got my car back after insisting it gets repaired somewhere else. Not only has my claim not been paid out since MAY 22, (now July 23) RAC have put my insurance up by £195, Disgusting company, use at your own risk. Don't say you haven't been warned.
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Posted 1 year ago
Had excellent customer service from Vicky re my RAC car insurance. Explained things very clearly and was a pleasure to talk to. A big thank you from D Dennis.
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Posted 1 year ago
RAC car warranty. Wouldnt entertain them. A Jaguar Garage had my car for service and found a fault in the oil cooling system. I phone up to the warranty company, as my Jaguar had an RAC warranty. They told me, I did not take it to a RAC-approved Garage it is harder to get the cover sorted. They did not pay out £360 pounds for the job. This I had to pay myself as well as a new tyer on top. Quick enough having my money, when I bought the car from a so-called Approved Garage. The Jaguar garage also found mot fault on the car done by the approved RAC garage. Wiper ripped, wrong size tire on one wheel as well as oil cooling pump oil drip I am a full-time served Jaguar mechanic. Retired now. What's the point in taking out a warranty in the future? Platinum warranty. What a joke. Also told me they needed pictures to approve it, as they did the job but was finished it was to late .save your cash AVOID AVOID AVOID sent details several times email and phone calls still no reply.
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Posted 1 year ago
Everything went wrong but not from me I added my daughter to my policy told £60 not a problem was assured she was now on my policy I am away dealing with a death in Spain sent out new details so as far as I was concerned all sorted only to wake up a week later looked at my messages RAC had cancelled my policy obv I called them immediately to be told we sent u a letter 6th June saying unable to charge ur card ! Wot ! Why did u not email me that’s not always our policy ffs so I asked can my car be reinstated went through all the questions and then told it would now be £2750 I’m gob smacked so I obv said no and then had to wuickly get car insured again, today 8 days later wake up to you owe£55 cancellation fee if not paid we will pass on to debt collection agency WOT I didn’t even no I owed money anyway disgusting company don’t go near them
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Posted 1 year ago
Whatever you do, do NOT deal with RAC Black Box Insurance. The most incompetent bunch of unhelpful people I have dealt with in years. I would rate their so-called 'service' as little more than a legalised SCAM! When their renewal offer was made, I accepted online but found I could not get the payment to go through their website as I was travelling overseas. I sent a secure msg to RAC to call me to make the payment. They did not reply. By the time I returned home, the renewal had lapsed (by one day). RAC then demanded an additional gbp300 to renew! The person I then spoke to refused to pass my call to a manager. Fortunately I noticed the RAC policy was actually underwritten by AVIVA. I called Aviva direct and got the same cover for over 40% less than what RAC wanted to renew. (60% less than if I had paid that extra gbp300) Presumably the rest would have to to RAC in commissions. Like I said, RAC Black Box is nothing more than a legalised SCAM!
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Posted 1 year ago
They are useless if you need to make a claim. They are only a front for another underwriter who never answer the phone.
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Posted 1 year ago
RAC Insurance is rated 2.2 based on 1,238 reviews