“NACA is a great program for someone who is purchasing a home for the first time. I have a great counselor(James) who has been so helpful with the process. I have learned so much through the process. I am excited of reaching the goal of purchasing my first home.”
“The NACA (Neighborhood Assistance Corporation of America) is great home buying program. The process stands out for its comprehensive approach which really streamlines the home-buying journey by preemptively gathering all necessary information before it’s needed. Their team makes a point to ensure you have all your documentation organized in advance, which really helps in expediting the process. The NACA teams strongly encourages you to establish and stick to a disciplined savings routine, ensuring financial preparedness for homeownership through consistent contributions. One of the reasons I highly recommend the program. Another plus is they cover certain costs like fees and closing expenses, but active engagement with the program requirements and adherence to the outlined plan are a must. As an aspiring homeowner I highly recommend NACA's program because of the comprehensive support and guidance they provides throughout the process. I’m proud to be a NCA member!”
“My Neighborhood Assistance Corporation of America (NACA) experience has been going good far….
My Timeline
◾️Sunday, October 1, 2023
Signed Up for the “Homebuyer Workshop”
◾️Step 1: Saturday, October 7, 2023
Attended “Homebuyer Workshop”
◾️Step 2: Tuesday, February 13, 2024
“Intake Session” Housing Counseling & Homeownership Preparation
Your new status: Counseled - “Action Plan”
Payment Shock of 6 months & longer was already completed but I had to file my taxes & wait on my transcript.
◾️Thursday, May 30, 2024
Follow Up Session with Counselor.
(So far I’ve had 3 different counselors for some reason.)
◾️Thursday, June 20, 2024
All of my documents were submitted for NACA Pre-Approval
To Be Continued…..”
“Naca is a really great program for purchasing a house . I do encourage anybody trying to buy a house to actually look into it . It comes with no down payment, no closing costs, no mortgage insurance. Does not require a credit score .”
“I’m actually trying to purchase a house through NACA program which is unknown by a lot of people . I’m actually working with Ms Gladys who is really patient and knowledgeable about the NACA program. I encourage everyone to look into in .”
“I have been working with NACA For a while now to purchase our home. We have had a great counselor to help with process. I am now close to underwriting and can't wait to be in our own home.
Thanks NACA”
“I heard about NACA program through a close family friend. Didn't act on it until recently. It was brought to my attention by a realtor. I'm glad that I got onboard. Thank you, NACA.”
““The NACA has been a very good experience thus far, my counselor guides me through the process and it makes me feel comfortable, I’m very optimistic about purchasing my new home very soon. I hope that the interset rate can go down a bit.”
“If I could give negative zero stars I would. Naca has been the WORST home buying experience of my life. I would NEVER promote or referral this company to anyone not even my enemy. Also Bank of America too. You can never get any to call you backs about your account. Counselors steady leaving and understand that, and workload is placed on someone. I got to the finished line. Right when
my renting lease was ending 5/31/24. I was suppose to close 5/28/24, come to find out the appraiser procrastinated and when to appraise the property on 5/28/24. Submit the report or shall I say we had to beg for the report on 6/5/24 although it shows it was completed on 6/3/24. Then given closing date 6/7/24. Then NACA ask for Verification of employment from my PRN Job and it was sent 6/6/24 email to everyone. So then closing date changed to 6/14/24. Let just say my kids and I was homeless. Had to put what we did have into Public Storage. I already ordered our new furniture and appliances, and switched the delivery dates so much the warehouse charging me fees to store items there. So come 6/13/24 I get a notification of where I needed to go or time. I had to do all the calling and emailing leaving multiple voicemails to varies of people to see what was going on. Find out the employment of verification the lender “claimed “ they didn’t receive so I personally sent it AGAIN including everyone on it, because I sent right after my employer sent it because “just in case” this would happened and it did. Therefore it was shows the it was originally sent on the 6/6/24, everyone saw it but the lender 🙄. Now here I am today 6/17/24 still no house. My kids and I rode around all weekend in and out of stores just to beat the heat because we’re HOMELESS. If I would’ve known I wasn’t g closing on the 5/28, 6/7, 6/14 I could’ve renewed my lease and broke it after closing. You would think NACA or Bank Of American cared of the hell they’ve put me and my children through since it state as their motto “Home of Americas Best Mortgage” obviously not. I did rent an Airbnb for the first weeks but those are expensive like hotels in which ran me more then the rent I was paying $1380/mo, and yet I still haven’t closed. I’m missing work due to the fact I have nowhere for my children to go while I work, or no where to laid our heads since we checked out the Airbnb on 6/14/24 @ 10am. Bank manager said it’s going to take another week for them to
reprocess my account with the under writers due to the fact they factor in an “As need” job into my income causing me to be NOT qualified for principle mortgage reduction. My first home I purchased through USDA didn’t required this much paperwork and they let you know everything up front of what you would need. Process took about six month from start to finish I mean application to building your new home. I was told by a coworker to try this NACA program out they’re great 😂. With NACA it’s taking me almost 3 years and I’m still waiting. I stressed so much until I have blood pressure and continuous migraines. I’ve tried to be strong and hold it together for my children and not let them see me break down and failing them as a mother I’m not being able to provider a place for them to stay. How can you not let them. M children sense my hurt, and I continuously apologize from being a failure to them. All I want to do to is start over with a one level home due to the fact I injuried my ankle and could not do the stairs anymore. You would think someone will speed the process up due to special circumstances but I guess not because they sleep comfortably at night in theirs bed at home. I hope this reach Bruce Marks. Sorry to say. I wish I never dealt with this program. My 6 thousand earnest money I put down on is the verge of being lost because Mungo trying to terminate the building agreement bevy of NACa/Bank of America. I went the process of building this house to my family liking. Who can refund my money since it wasn’t my fault? I need help, guidance, and answers. Horrible!!! 😤🤬 I just want my earnest money back. That should be refunded by NACA”
“I'm so thankful and happy to have gone through this journey with NACA. I appreciate the guidance from my counselor, ensuring everything is good to go for the next step. I recommend NACA; they support you all the way.”
“Beginning the homebuyer's journey has been a long time coming and NACA has provided all the tools necessary for me to be an informed consumer. Answering questions and offering insight on how to maneuver the process has helped make a stressful endeavor more manageable. Thank you NACA for helping my dream take flight.”
“The NACA has been a great experience so far , my counselor Andrea guides through the process and it makes me feel comfortable, I’m very optimistic about purchasing my new home”
“My husband and I are so happy to have started the process with NACA. From the counselors to the whole process has been so easy. We are so excited to finally get our dream of being home owners! Thank you NACA!”
