John Lewis Insurance Reviews

Name: John Lewis Insurance
Rating: 1.67

1.7 Rating 426 Reviews

15 %

of reviewers recommend John Lewis Insurance

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1.7

Based on 426 reviews

Shipping & Delivery
Delivery Methods	Postal Service
Customer Service
Communication Channels	Telephone, Email, Live Chat
Queries Resolved In	Over A Week
Customer Service	1.2 out of 5

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John Lewis Insurance 1 star review on 31st October 2024

Greyson

John Lewis Insurance 1 star review on 10th June 2021

Stefan Phillips

Anonymous

Anonymous // 01/01/2019

Filter: Rated 1 None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“I wish I’d read reviews on this site rather than going with Which? recommendation to get Home Insurance Cover from John Lewis. We have been let down at every stage by John Lewis and their subcontractors without heating and hot water for more than ten days with repeated failure to do what they promised. Countless times we’ve been assured that someone will call back when it didn’t happen; it took them four days to approve a quote for the necessary boiler part by which time it was the weekend so there were no deliveries and we had to wait even longer. The only reason we even got an engineer booked to come out was by calling to ask for updates only to discover that despite the approval they hadn’t bothered to contact the engineer. When he eventually came he didn’t do what we were told he would ( in the house 30 mins not 5 hours) so I’m not convinced the problem has been effectively solved and we are also still waiting 5 working days (7 including the weekend) for the complaints department to respond to us. Apparently they will call is within three days of the complaint being made. Still waiting! Dreadful service and no sense of urgency despite the cover being called Home Emergency. Don’t buy this insurance”

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Posted 6 years ago

“It took over 10 weeks to get our kitchen floor repaired after a water leak. John Lewis Home Insurance involved 3 different companies before appointing a loss adjuster, who then used a contractor who appointed a further two companies to fix the floor. Each company had to visit multiples times and photograph the floor before agreeing that it needed replacing. None of the companies communicated properly with us, each other or the loss adjusters. Endless phone calls to chase contracters every step of the way and numerous calls to complain to loss adjusters and to JL had no effect. They really didn’t care. Feel very let down by John Lewis as they seem happy to put their name to such a poor product with abismal service. I would NOT recommend JL home insurance and I’ll be moving my car insurance away from them too. Other family households I have spoken to about our experience have also decided to move away from JL insurance.”

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Posted 6 years ago

“they are expensive and when we make claim they are not very helpful and they make you fell bad.”

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Posted 7 years ago

“John Lewis's well-known trading policy of 'Never Knowingly Undersold' does not apply to any John Lewis branded Financial Services product - this is a direct quote from a Manager in the Customer Complaints department of RSA (Royal & Sun Alliance Insurance Co Ltd), who underwrite all John Lewis insurance policies and also market other John Lewis financial products - so beware!”

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Posted 7 years ago

“After a burglary resulting in damage to doors, loss of bank cards and my car, nearly 5 weeks on and JL Insurance have failed to resolve the problem of the poor service provided by their contractor. I would like to see how many reviews actually relate to claims made not just the satisfaction of taking out insurance that only becomes problematic when you actually make a claim! would not recommend. Certainly not to the standard usually provided by the John Lewis Company!”

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Posted 7 years ago

“I've had my contents insurance with John Lewis for 5yrs, never made a claim, just received the renewal premium which has increased by £56.71. even taking into account the government tax hike that's a huge increase. I can't even say the service is good last year I had a query over a problem in my bathroom the person I tried to deal with was so rude and I couldn't get an answer as to whether I was covered or not so I just paid for the repair myself. Will be insuring contents with NFU and moving my car insurance too.”

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Posted 7 years ago

“The facts are we have sent off well over a hundred emails to your claims department ... and the complaints department but no one ever responds ... so not the most helpful insurance company to deal with”

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Posted 7 years ago

“In 4 years I have not been able to access my account on website as the server reports an error (tried from multiple computers on multiple browsers). Customer service says its been a known problem for several years - but only affects some people! Incredible this has not been fixed in this time (this is a business worth hundreds of millions). Maybe this is a scam to encourage interaction via phone, which presumably results in a commission for customer service rep ? I offered to help their tech team fix the problem as that is my profession - no response from JL. If I don't have faith in their basic operations, how can I have faith they will deliver if I ever need to make a claim ?”

Helpful Report

Posted 7 years ago

“John Lewis Home Insurance is administered by RSA who use CET as their supplier for fixing any Home Emergencies. Be warned that CET are a complete shambles of a company to deal with based on our experience. On Monday 8th Jan I called John Lewis (RSA) for assistance with a faulty boiler which had resulted in no hot water or heating for our home. RSA passed this to CET who called me that same day to arrange an engineer for the following day. All fine so far. On Tuesday 9th the engineer came and made his assessment of the requirements to fix the problem and reported that it would need to be approved by RSA then parts etc could be ordered. Still ok at this point. We then had no further communication from CET until Friday 12th at which time they informed me that the repair had been approved by RSA, that parts had been ordered and that we would get a call when the repair could be done. Starting to get frustrating to be cold after 5 days and still no appointment to fix it... The following Thursday I had to call John Lewis (RSA) to make a complaint that we had not heard anything back and were still cold. CET then rung me and siad they could get an engineer to us the following Monday - TWO WEEKS after the incident! In the end we insisted that we use our own trusted service engineer to do the fix (two powerhead valves and a flush) and CET are paying for the job plus providing £100 in compensation. Incidentally, on Monday 8th when we first spoke with John Lewis my service engineer said that the parts could be delivered next day and that he could be available the day after. CET told us that it took from 11th to 15th to get the parts! Having looked online at many plumbing suppliers these are readily available so no idea what CET were doing except trying to cover their own failings... Definitely would not recommend and have transfered to Direct Line Select which also offers a more comprehensive level of cover.”

Helpful Report

Posted 7 years ago

“My father has the Premier level of home insurance with John Lewis, which he renewed in December. He cancelled his emergency cover with British Gas believing he was fully covered by his John Lewis policy. Waking up on Monday morning, my parents who are in their seventies discovered that neither their central heating nor their hot water was working. They phoned the emergency helpline first thing and were told someone would call them back, they missed a call at 1400 (due to being in the attic looking to see if they could find out what was wrong) and my father then spent 35 minutes on hold to the company John Lewis had put him in touch with before being told they might be able to get someone out on Thursday. As it happens, they did get someone out Tuesday morning but he had no idea what to do. He came back on Wednesday and said he thought perhaps a power flush would clear the blockage but he'd have to get back to his head office to get back to the insurers to get back to my parents to tell them if they were covered. On Thursday the John Lewis insurers finally got back to tell my parents that only the boiler was covered so they were on their own. It's now Friday and my father's been in contact with a local plumbing and heating company who have sent someone round to have a look and see if they can fix it. In short, all that having emergency cover from John Lewis has achieved is to delay my seventy-year old plus parents having access to heating and hot water by more than a week in the middle of January. They will have to cover the full cost and, until the local company can get someone booked in, they will have to continue boiling kettles to do the washing up and to wash themselves using buckets and jugs as they don't have an electric shower or an immersion heater. I can't comment on the rest of the policy but the John Lewis emergency cover is worth less than the paper it's written on.”

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Posted 7 years ago

“They can't handle their call volumes - there are 30 minute+ wait times on their lines which is a very 1990's thing”

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Posted 7 years ago

“roof damage , water internally, unable to use electrics whilst listening to drips - quoted 1 week for surveyor to assess !!!!!!!”

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Posted 7 years ago

“That's worse experience of my life ever. They staff at their call centre have no knowledge on specifics to do with pay-outs for a claim. Lax attitude with customer empathy and always had to do ring back as you couldn't get through. Cunningham Lindsay acting as loss adjusters couldn't manage a drink up in a brewery. I had to complain about first Claims Manager as they were useless with overseeing and instructing, the second one appointed was better but always talked over you when you were speaking. JSL a building company based in Basildon, that they contracted to do our repair work were useless and rude (we ended up doing the repairs ourselves) after being let down as there was no communication between them and Cunningham Lindsay. The only company that were good were Rainbow International, as they were honest, always in touch and very helpful. I would not recommend JOHN LEWIS HOME Insurance to any one. They have made a very traumatic and stressful time even worse for myself and my family and I will be referring my case to the Ombudsman, as a email complaint to John Lewis was never replied to .....”

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Posted 7 years ago

“John Lewis Insurance use CET for their home emergency service and they subsequently subcontract to other contractors, in our case SURE maintenance services. We have had maintenance engineers out six times and we have been without hot water and heating for over two weeks in the run up to Christmas. CET are absolutely appalling and totally unprofessional in dealing with any queries regarding our ongoing boiler repair. As an example I was kept on hold for twenty four minutes when trying to chase up the engineers to revisit us. If you have a choice please avoid the John Lewis Home emergency service as it is not worth the paper it is written on.”

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Posted 7 years ago

“Not received paperwork and unable to access account on-line despite payment taken by company on 4th December- so not even able to cancel and go elsewhere. Have telephoned twice and been told they need to contact the technical team- promised call back today now 10.20 am and no contact”

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Posted 7 years ago

“I had my iPad stole, reported to the police and made the claim and during the claim it came up that I had omitted to mention a very minor subsidence 21 years ago. They have just called back to say that they have voided the insurance since they would not have given me this insurance. This is rubbish since I just did a quote on their site and its given me a quote and it only asked about claims in the last nine years. So its just an excuse to get out the claim, usual form for insurance companies.”

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Posted 7 years ago

“Being burgled is horrible. John Lewis made it worse. I have their best home and contents cover and was appalled. Disdainful, offhand first contact, slow response and fiddly, refuted claim. And after all that they would have underpaid even more if I hadn't noticed they'd got their sums wrong. The complete opposite of their advertised service.”

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Posted 7 years ago

“Worst experience for Home Contents Insurance I have come across. We had a leak from the upstairs neighbours flat in august 2017. We have just had a baby so getting all this sorted asap was key. I had also mentioned this to the insurers. We had sent everything the insurance had asked for including any receipts that we had. Yet still they ask for receipts for items such as duvets, sheets, cheap costume jewellery which we have told countless times we do not have as this is not something we keep in receipts. They brought in a company RENEW to look at our carpets and initially refused to change the carpet in the baby's room even though the carpet was completely flooded with waste waster. After much arguing we managed to get the carpet replaced. Apart from this, nothing else has been done. We have been without a BED to sleep on until now (NOV 8 2017). We have had to buy our baby a new COT ourselves as they have yet to pay this. They refused to pay for our damaged electric blinds and remote control which we were told the buildings insurance was responsible. We spoke to the buildings insurance company and they had said no this is part of contents. Our buildings insurance company when they were notified they completed their work within 2 weeks. Insurance company is not John lewis, it is underwritten from some other insurance company LMG. So no, you will not receive any replaced items from John Lewis. I do advise to AVOID this company and look at the more reputable Insurance Companies out there who actually care about their customers.”

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Posted 7 years ago

“Paying for premier cover yet they do not cover anything to do with gas. Even with regards to trace and access of a gas leak. Awful. Its covered on the cheapest policy with other companies. We wish we had never changed provider. Avoid John Lewis if you have any gas supply to your house.”

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Posted 7 years ago

“Probably the worst insurance experience I have had in over 25 years of various companies. Flooded bathroom no emergency callout provided that i had paid for aenybwrong engineer twice and on third day told me it as best to source my own plumber and bill them . Failed to pay out for good damaged. Called at 11pm to say they couldn't find anyone to come out ..aftet telling me that at 8pm. Reported to ombudsmen as they failed to pay for good water damaged. For my £800 premium shockingly poor service . Awful service from John Lewis avoid at all costs. 8”

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Posted 7 years ago

John Lewis Insurance is rated 1.7 based on 426 reviews