“Hi, all.
Just for your information.
If you have Purely Pets Insurance, be aware there is a co-insurance.
So not only do you pay an excess you also pay a percentage of the total bill.
I found out the hard way........”
“AVOID THIS COMPANY - Would give them no star if I could.
Put in claims on 19th Jan and 2nd Feb totalling £2199, but they are still outstanding and being fobbed off that they are working hard processing them. Both forms were completed in full and emailed in by our vets who is actually a veterinary hospital and fully aware of claims and procedures, so knows how to complete claim forms. When you speak to anyone they say they cannot speed things up and then within days get another text message to say they are working hard to process the claim.
Reviewing a fully completed claim form, along with evidence from the vet who treated the animal is not difficult.
Now at the stage of having made a formal complaint and looking to get legal advice with potential of taking legal action and referring to the regulating body / organisation.”
“Appalling service, I rang to ask about the payment for my dogs treatment they agreed that it would all be fine then after treatment I have had to pay out much more than agreed then my monthly pay out doubled. I would advise to look elsewhere for your insurance.”
“total scammers dog went in with ear infection then grass seed was discovered in other ear all treatment continued
then infectiin spread to other ear to which purely pets considrered this a different claim so said i had to pay access again
it was all same treatment so they charged me two excess charges
rubbish insurance go elswhere for cover”
“Submitted my claim for dental treatment in December, straight up claim had to chase them several times kept fobbing me off after about 8 weeks of chasing finaly got informed that the claim had been settled .had to chase the payment to be put into my bank .was shocked to find that as well as the excess of £100 a further 20pc had been taken as my dog had reached the age of 8, so from a bill of almost £600 I got just over £300 back .they then hit me with my monthly payments increasing from £25.99 to £48.99 almost an 100pc increase ,up to this claim for dental treatment I had paid in for 7 years without any other claims .I've decided that it's going to be better to put some money away every month to pay for future veterinary treatment than to be ripped off at every turn.”
“Let me tell you about this company.
I have had a year plus ongoing complaint so much so I'm first name terms with the Escalations team.
Anyway that aside. Monday morning 4am my beautiful dog takes a negative turn, I do what anyone would do which is call the vet, I rush to the out of hours vet which is half an hour away.
By 5am I'm crying and being informed that she has heart failure and her lungs are full of fluid. The choices are to try and pain relief and do as much as they can or euthanasia. Can't even say it without getting upset.
What I should have done is consult the small print of my policy because, I should have left her on oxygen and comatose for 43 days which is then 36 months. Because guess what these sneaky something-holes have inserted into there contract.
No cementation fees until your policy is 36 months.
Mine was 34 weeks and 2 weeks.
You're reading this going - well no big deal that's the policy. Yeah I get that.
That doesn't diminish the overall standard of fights I've had with Purely Pets and this is the topper. I mean come on, what kind of clause even is that?
In many ways it isn't even about the money £300 it is what it is. Its the rawness of feeling. See how you feel if you fall foul of being unfortunate of these.”
“We have taken out the insurance with them in September 2023! When we looked for a quote the only thing you could add was smal/ medium/ large breed and whether is a cross bread! Never did we think that this should alarm us! 19th October our dog has become ill and after a week going backwards and forwards to a vet we ended up admitted to Davies for emergency where we have been told our dog had T-cell lymphoma and only hsve 2-9 months to live if we choose chemo! They have spoken to Purely Pet insurance and they agreed to a straight claim! After many phone calls and them promising to deal with claims within 4 weeks…. Ours got looked at after 10 weeks! Rang up to find out dates of illness noticed and double checking everything what the vet had confirmed already…. And after few days we have told us that the don’t insurance this breed of the dog so they won’t pay out and the cancelled our policy!!! We have paid 6 months and we got nothing!!! We checked the website and of course they have changed their breed column so now you can put a breed in and it will come up as they can’t insure but for us that wasn’t the case! We agreed to a chemo because we knew we are insured…. We filled a claim and they came back to say sorry and they offered us £40 for good will gesture!!! 2 weeks later we still haven’t had a penny which we paid since September!!! Our credit card is now full and at 50%APR we are paying just under £500 in interest! Taking it to ombudsman as they miss old and insurance and taken money when they knew they won’t pay our! PLEASE PLEASE PLEASE…. Do not go with this company as they conmen! There is a Facebook page PURELY PETS INSURANCE LEGAL ACTION as there is hundreds of people who didn’t get paid and they refusing payouts. Fortunately our pet will die so we will not need another insurance but if it’s an illness which is for life we would never be able to be covered again! The company needs to be taken down as they not following legal laws!!!! They taking down negative comments from everywhere so do your homework before you give your money to them! CONMAN is an understatement!”
“Maid a claim for my dog he had a cyst on his back and then another on his leg that my grommer notice took him to vets they operated during op vets found a mass on his hind that could be cancer asked for our permission to removed which we gave. Purley pets refused to pay saying it was all related even when vets sent emails stating it wasn't sent us 40 pounds goodwill as claim taken so long avoid this company like the plaug”
“Had policy since 2015, THEY cancelled it in 2019 when the bank failed to move my direct debit over, as soon as I realised (the same month it was cancelled) I called to pay and reinstated a direct debit. They told me they would have to start a new policy but nothing would change, now I have huge vets bills for my dogs skin condition, hundreds of pounds every month, I thought it was about time I made a claim (1st ever claim). As there was a note on the vets history from 2016 mentioning POSSIBLE dermatological issues, they have declined as a pre existing condition ! AVOID AT ALL COSTS, WILL WEASLE THEIR WAY OUT WHERE EVER THEY CAN”
“Haven't hard a pay out or any correspondence after 4 weeks. Pretty convinced I won't see a penny after reading the reviews.
Join the following group if you wish to work together to take legal action against Purely Pets: https://www.facebook.com/groups/965574951667927/?ref=share”
“They take so long to pay out for claims. I sent my claim on 1st December and am being told that they generally take 4 weeks to settle. It is now 24th January! Every time I call I get told that I should hear in 3 days. There should be no problem in paying out as this is not an ongoing condition, it is for accidental injury. I would avoid this company at all costs.”
“This company are appalling. After my dog died I have battled them constantly, firstly for not actually putting through my claims, then trying to fob me off with why they died. They haven't followed anything up, they have left me to do all the chasing. They have shown no compassion or sympathy and simply tell me I have not given the correct information. They will try everything not to pay. We got moved over to them after being with PDSA who were fantastic. Avoid this company as they are charlatans.”
“This company should be investigated as they fraudulently take your monthly payment for your pet insurance and when unfortunately you have to make a claim they try everything not to pay
This disgusting company should not be allowed to insure our loyal pets Please Please avoid this horror show of a company at any cost and go to a reputable insurance company”
“As with many others this company refuse to pay out claims.
I am still waiting for my claim to be paid from November and today get an email to say it’s cancelled as I didn’t provide all information, which is a blatant lie as they have all documents from me and also from my vets .
Wish I had done more research instead of taking the recommendation from a friend. Needless to say they have never tried to claim .
My claim is relatively small and only 3 figures.
I have 4 dogs and have now insured them elsewhere as this company is a con . Look them up with the financial ombudsman. Changed name but still operate from the same business address.”
“If there was an option for zero stars, that's what I would give this mob.
My dog developed a tooth issue and was treated by my vets, who also handked the claim. It was declined because it happened in the first year of cover. Seriously, how would we know that they would have this months into cover.
She was sent for CT scans because the vet couldn't suss her issues.
Like all insurance companies, they will dodge paying out and have some small print somewhere to avoid the payments.
Do NOT use this company.”
“Claimed £40 odd pounds and took weeks to settle the claim. In fact they took more in premiums during that period. Finally settled the claim and then I immediately cancelled the policy. Then they had the audacity to reckon I owed a further £32 odd premiums and kept on sending threatening emails for this amount.
Buyer be aware.”
“If I could give one star I would.
Dog had cruciate ligament needing urgent surgery - paid nearly £4,000 vets fees and although contract states I'm only covered for this condition up to £2,000 I've submitted a claim, 50% is better than nothing.
They've sat on this claim for 6 weeks - sending e-mails and phone calls made no difference. Seems like they're so quick to take your monthly payments but rubbish at dealing with claims.”
“Extremely misleading. Make sure you check your contract. Insure your pet with a better company.
As you'll read in all the reviews, they go out of their way to not pay out on your policy.
They do not cover dental until after 12 months. Which I can only assume (as they offer no explanation) that you have to renew a policy with them as they only last 12 months?
I had to wait over a month for this decision.
Terrible communication. Very disappointed with the outcome given the time it took.”
