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RAC Insurance Reviews

2.2 Rating 1,236 Reviews
29 %
of reviewers recommend RAC Insurance
2.2
Based on 1,236 reviews
Shipping & Delivery
Delivery Methods
Own Driver
Customer Service
Communication Channels
Telephone, Live Chat, Email
Queries Resolved In
Under An Hour
Customer Service
1.4 out of 5
Cancellations & Refunds
Cancellation Process
Difficult

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RAC Insurance 1 star review on 24th December 2024
Andrew
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 27th August 2024
Yeb De Jong
RAC Insurance 1 star review on 1st December 2023
John
RAC Insurance 1 star review on 23rd December 2022
Marie Robinson
2
Anonymous
Anonymous  // 01/01/2019
Great service
Helpful Report
Posted 4 years ago
After I took out car insurance with RAC, the earliest they could come and fit the black box was 21 days later, but they state that if you haven't had the black box fitted within 14 days, your policy will be cancelled. They were due to come on 2/4/20 but did not come nor did they let me know. Now they won't fit it because of Covid 19. I receive a letter on a Thursday afternoon telling me I would receive the black box to fit myself and if I did not feel comfortable doing this, they would cancel my policy without fees. However, i would still have to pay the £34.64 no claims bonus protection because it was over 14 days and that's their policy because it's an "add-on". Then they decided that because of my age, I would not want to fit it myself (and basically people of my age do not normally want a black box insurance) so they were going to cancel it anyway, leaving with me no choice. I have just spent 45 mins on the phone trying to sort this and it is still not resolved. The young agent I spoke to kept repeating information he had already given, and was patronising. He also did not listen very well. I now have to wait for someone to phone me back. What an utter waste of time!!
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Posted 4 years ago
I brought an Audi A4 convertible 4/4/2020 £3900 I spent £600 service timing belt and rust on arch getting resprayed the car was mint a girl crashed into the back of me causing it to be wrote off after 10 days of having the car Rac insurance expect you to do all the phoning around yourself to sought the problems it’s shambolic and then have the audacity to offer you £3060 I wouldn’t use these again and I would have give them zero stars if I could avoid these at all costs
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Posted 4 years ago
The insurance itself was fine, and when my car was hit my another driver the damage was repaired. The difficulty came when my windscreen was cracked, and it took over 2.5 months and five appointments before they finally replaced it (including turning up once with a windscreen for an entirely different make and model of car). The renewal came in at 33% higher than other online quotes which had a lower voluntary excess, so I won't be returning to RAC.
Helpful Report
Posted 4 years ago
Rang an idvisor a week or so ago to explain that because of my own personal circumstances during the covid pandemic that I would be doing 6000 miles less this year. I would be doing 4 miles a week rather than 500 miles a week. When she had done the calculations it ended up I'd be paying and extra £4.00 a month direct debit. So had to keep my full ins which also includes buisiness mileage that I obviously don't need being house bound for 3 months. I knew this would be a fatal mistake confusing the breakdown cover service, and then taking out rac ins because of the service, and then finding the same old ins practices as all the rest. I've just noticed admiral are giving their customers a £25.00 refund. I didn't even get a response from the rac to my last post on trust pilot. Well I know where I'll be heading in Sept when my renewal is up. Mark Blaxland
Helpful Report
Posted 4 years ago
DO NOT sign up to the Black box insurance, these are cowboys who really should be ashamed of themselves for how not only they do business, but also in terms of how they treat their customers! These need to be reported to Watchdog.
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Posted 4 years ago
Disgusted at the way my mother has been treated with her RAC car insurance. Took out a few months ago then had a letter so say there was a problem with her policy and need to ring to sort it. Rang RAC car insurance to be told dont worry theres nothing on the system and no problem with the insurance. She was told to "ignore the letters" then has a letter to say her insurance will be cancelled in the next couple of days. Again, another phone call which they say she put in a claim in 2016 but they couldn't tell her what it was for so said she will have to ring her insurance for the year 2016 bearing in mind shes had no problem in the years after 2016. Rang her old insurance which they have no record of a claim because it never happened. They have said they will over ride the insurance cancellation but will have to pay £300 to keep the policy which will be refunded if she can prove there was no claim. So meanwhile I am sorting the paper work out from her old insurance to send to RAC to prove this! Shocking customer service and really don't care about the customer.
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Posted 4 years ago
Had a problem when Car insurance came up for renewal and after reading the reviews was quite concerned. I had sold the car so phoned to cancel the renewal, I also cancelled the payment at the bank. When I telephoned to tell them they said they would process a refund. I therefore received the returned payment twice. Received an email telling me I still owed the money. Chap I spoke to was very helpful and it was quickly sorted out. There are very few positive comments on this site, but I found them courteous and helpful
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Posted 4 years ago
I can understand why there are so many young drivers without insurance my daughter has been with rac 11 mouths and has just had her insurance cancelled for driving 33 mph in a 30 dispite numerous phone calls and promises that they will sort it out they have not bothered and have now charged her a cancellation fee although they say they are sorting it out. Now she can’t get insurance because they have cancelled and she has to tell new company
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Posted 4 years ago
I have insured the car after a week they have cancelled my Insurance it's been a week and no refund on my account don't recommend them .
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Posted 4 years ago
We are unhappy with one claim on windscreen change, after it was changed, the techicians was cut the rainsensor cables and the plug is missing and traction control light is on, service light is on. Before to change the windscreen the car was all right. After this happen we called many times to RAC customer servise to complain, but no results the car still has this problems.
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Posted 4 years ago
Pros:: firstly since my 1st yr of driving I've had ne real issues with my policy Also to mention a few representatives I've spoken to seemed polite.. Negatives: almost half of the representatives I've spoken other times came across rude also not very helpful Some of there extra charges are a little on the steep side. And my renewal price came bk double the amount from last year. Although my driving score was infant good though they would of taken that into consideration not much thought went into that. Also a mechanic came out to roadside he also wasn't very helpful Overall Really think they need to improve on there customer service skills better Not very good at all🤨🤔😠👎👎
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Posted 4 years ago
Firstly haven had no issues with my policy through out my 1st yr of driving that's the pro side of things... also to mention have had a few representatives that seemed polite. Negatives side: certain representatives near to half of the time. I've spoken to have come across rude also not to good with customer service. Makes me wonder if there in the right job. And 1 mechanic from there team came out at road side and had sort of a bad experience with that 1 person Overall really need to practice there customer service skills 🤨🤔😠👎👎👎
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Posted 4 years ago
quick reply and a very good price
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Posted 4 years ago
I've had breakdown cover with RAC for quite a few years now, my experience with them has always been very good. One particularly memorable was when my car broke down on my way home from work on 1st January and RAC got me back on the road just in time for tea. Very happy and would certainly recommend the service.
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Posted 4 years ago
Very easy and fast
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Posted 4 years ago
dreadfull experience with rac insurance services ,theyre all brain dead ,so avoid these bums ,they dont appear to read emails and letters ..
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Posted 4 years ago
Nice and easy to complete request helpful staff good back up good value for money
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Posted 4 years ago
Paid for insurance for my niece, but emailed them within the 14 day grace period to cancel. This was due to the fact we had to cancel our trip due to the corona virus. Even though I have emailed them 4 times, and repeatedly tried to phone them (30 minutes + on hold each time and never answered), I have had no reply from them. I understand this is a difficult time for all, but their customer service is extremely poor. I feel that they are just waiting for me to give up then they keep my money. Would not recommend them at all and still not got any money back.
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Posted 4 years ago
Only out to get as much money as they can, and can never get trough to them by phone always telling to email them and never put money back into your bank ASAP when you cancel,but take it out right away
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Posted 4 years ago
RAC Insurance is rated 2.2 based on 1,236 reviews