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RAC Insurance Reviews

2.2 Rating 1,236 Reviews
29 %
of reviewers recommend RAC Insurance
2.2
Based on 1,236 reviews
Shipping & Delivery
Delivery Methods
Own Driver
Customer Service
Communication Channels
Telephone, Live Chat, Email
Queries Resolved In
Under An Hour
Customer Service
1.4 out of 5
Cancellations & Refunds
Cancellation Process
Difficult

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RAC Insurance 1 star review on 24th December 2024
Andrew
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 27th August 2024
Yeb De Jong
RAC Insurance 1 star review on 1st December 2023
John
RAC Insurance 1 star review on 23rd December 2022
Marie Robinson
2
Anonymous
Anonymous  // 01/01/2019
Great customer service.
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Posted 3 years ago
Very easy to use & very quick with results. 8Also the added bonus of £20 ,money off vouchers
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Posted 3 years ago
Very good prices and easy to use
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Posted 3 years ago
Do not insure anything with the rac or there breakdown cover either. They have to be one of the worst insurance company there are avoid at all cost customer service is really bad and the service is even worse. 👎
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Posted 3 years ago
it was very good
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Posted 3 years ago
With four months left on the policy, my wife's car has been scrapped and was told they use the remaining months as a cancellation fee or should that be theft - unbelieveable, will avoid using them again.
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Posted 3 years ago
Feel totally let down and disappointed. Wanted to bring multi-car insurance across from LVE. Went on comparison site and received quotes for each car but was unable to link into multi-car policy to get 10% discount. Took out car 1 policy via link. Rang up to link car 2 onto policy to be told quote no longer valid as I was now a customer. New quote for car 2 was £60 more expensive!!!!!. Took car 2 to another provider. Will take car 1 away as well at end of policy out of principle. Wouldn't expect RAC to rip customers off. Expected better!
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Posted 3 years ago
Without predjudice. Rac insurance services are staffed by incompetant individuals they mucked up on an insurance policy twice and had to pay extra for them to then cancel the policy after it had been paid in full for the year, and on top of that i had to ask them for the money paid to be returned to me twice and they said it would be paid back within 8 days which has not happened in 14 days phoned them again for them to tell me it hadnt been processed as a refund and im going to have to wait another 8 days for the refund! (If that ever happens?) So do yourselves a favour avoid rac insurances as its nothing but hassle and on top of that i have had to deal with gross incompetance by all i have had to deal with at rac insurance services. Customer satisfaction nill point, competance nill point, hassle 10 point, promises made and implemented by rac nill point, and as for customer care well your better off talking to brick walls and inanimate objects. AVOID AT ALL COSTS!
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Posted 3 years ago
The worst car insurance I have ever been. Cancellation fees they don't even tell you about and when you want to cancel they surprise you withe the bang and tell you its on the welcome pack Avoid them
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Posted 3 years ago
Beware of this rac car insurance company they are bunch of idiot s who s running the show ,they ask me for proof of my identity which I sent them what they need and treat me like a criminal I don't know why probably did not like my name ,and this scenario went for couple days I wanted to make changes to my policey transfer of another vehicle and they declined what a joke never again (scammers) so beware so I was fed up at the end so a cancelled lucky I had a new policy less then 14 days old Rac if you read this change your staff get somebody who's knows the job !!!!!!!
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Posted 3 years ago
So easy to do saved ££s from last insurance
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Posted 3 years ago
The insurance and breakdown cover are dealt with separately and in the end cost me a lot of money. You can only cancel at the end of the year by phoning up!! No option on line to cancel.
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Posted 3 years ago
How dare you chase me for renewal when we agreed to cancel & you offered me a refund after failing to rescue for 3 days! my vehicle, my 81 year old passenger & a lady with bipolar disorder. I am so angry
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Posted 3 years ago
I needed to travel to the EU in a few days time. In today's post I got a letter saying I need to give RAC 28 days notice before I can travel to the EU because I needed a "Green Card". Next time tell your customers about this VERY important bit of news sooner. Avoid this company.
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Posted 3 years ago
RAC increased my premium by over 100% when i needed to change address and remove a driver. No interest in trying to retain my custom. I was able to get a quote via moneysupermarket the same day - for RAC cheaper but that would have meant paying £55 cancellation to RAC only to take another policy with them. Poor customer experience, this company is not to be trusted, poor value for money, profiteering when loyal customers need to change details. Absolute shitebags
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Posted 3 years ago
Exceeded what I thought customer service was. Genuinely so happy I chose RAC. Being a young female stuck at the side of the road 80 odd miles from home was overwhelming; I was helped by three separate RAC employees today/this evening and I’m so thankful for the way I was treated, and the level of customer service I received was fantastic. Recommend highly ! Only got recovered to my home address about 30 minutes ago but wanted to right a review before going to sleep! Thank you so much RAC.
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Posted 3 years ago
Please do not use this company for insurance Especially blackbox absolute scammers score drops like crazy for things out of your control, acceleration and braking scoring is extremely sensitive and they will most likely Take your money and cancel your insurance after a couple months ive found it very difficult to improve my score and it kept dropping every day now im with direct line blackbox and noticed the difference on the first drive much easier to keep a good score
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Posted 3 years ago
I have a Comprehensive policy and all additional options + cover I did not receive anything that was on offer. no more RAC !!!!!!
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Posted 3 years ago
I would give the black box less than one star if I could. Its a ridiculous system that brings down your score dramatically even if you break harshly once. After I had realised this was the case, I monitored my acceleration, braking & speed scores and it still wasn't enough. They say they care about safety BUT due to the worry from increasing my score I spent more time looking at my speedometer than the actual ROAD. Its not worth it at all. Pay that little bit extra for NO black box, you'll be a better driver without it. My insurance quote was £1190 for the first year and with a GOOD drivers score (bearing in mind i hadn't driven my car between December and march 2021 as it needed repairs), so the driver score was at 100%, my insurance renewal was £1160. What a joke. Would not go with rac again, scammers.
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Posted 3 years ago
tried to cancel policy with only 2 months remaining as i had sold the car, £34 per month, but they wanted £55 cancellation fee. Absolute farce. never again, cancelling my breakdown assistance also just on principal.
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Posted 3 years ago
RAC Insurance is rated 2.2 based on 1,236 reviews