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RAC Insurance Reviews

2.2 Rating 1,236 Reviews
29 %
of reviewers recommend RAC Insurance
2.2
Based on 1,236 reviews
Shipping & Delivery
Delivery Methods
Own Driver
Customer Service
Communication Channels
Telephone, Live Chat, Email
Queries Resolved In
Under An Hour
Customer Service
1.4 out of 5
Cancellations & Refunds
Cancellation Process
Difficult

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RAC Insurance 1 star review on 24th December 2024
Andrew
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 27th August 2024
Yeb De Jong
RAC Insurance 1 star review on 1st December 2023
John
RAC Insurance 1 star review on 23rd December 2022
Marie Robinson
2
Anonymous
Anonymous  // 01/01/2019
Very very bad decision to purchase insurance from RAC. Don’t know the outcome of my claim or even if it’s really being considered. They send you to a company called CSAL who are not interested in communication. Several months in and no response to any attempt to find out what (if anything) is happening. My advice would be to deal with an actual insurance company who have an interest in looking after customers for repeat business. Sadly RAC don’t appear to fall into this category. Avoid avoid avoid.
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Posted 4 years ago
Tried to change my insurance when I changed my car from a bmw 4 series to a 5 series. Told could not insure a 5 series, and as my policy had to be cancelled I was charged a £50 cancellation fee. Not my fault, not exactly a supercar but I must pay £50!!!!
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Posted 4 years ago
Setting up the direct debit and choosing your coverage was pretty straightforward, however as soon as you confirm your payment that's when the customer service quality disappears. No further communication, no access to policy documents, website malfunctioning etc.
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Posted 4 years ago
I cancelled the policy within the cooling off period because they were very dictatorial in their communications. They told me I had to have a black box which would monitor all my driving and parking, and where I was visiting etc. I was told my no claims was incorrect and I was lying on my application. There was an error from my previous insurance companies which I contacted and sorted out. I decided I did not want to be insured by the RAC so I changed my insurance company.
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(Car Insurance) - Posted 4 years ago
AVOID like the plague or COVID 19 if you can. Black box interfered with the Merc on board computer of my car and caused it to go into limp mode. Car would not accelerate above 40mph - causing many dangerous instances. Merc charged me £45 everytime they needed to remove this black box to access the OBD port which is usually free. Finally got the black box moved using a RAC engineer to the batter - only to receive email from RAC that my policy is cancelled as the black box is now not working. AVOID AVOID AVOID. RAC shoould not be fiddling with customers cars.... you will spend more in the long term and SUFFER for no fault of yours. SHAME ON YOU RAC
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Posted 4 years ago
Just obtained an online quote from RAC for car insurance. Quoted over four times as much as other top 5-star defacto rated insurance companies. Obviously I will not be taking out a policy with RAC and it's likely I will obtain future quotes.
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Posted 4 years ago
Do not use the RAC for insurance ,my premium was almost doubled after first year ,no claims no convictions no explanation customer service non-existent, a very strange company.
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Posted 4 years ago
The black box fitted to my car ruined my ECU and the wiring loom (brand new car) taken then vehicle back to the dealership who told me that this would not be covered under warranty as it had been caused by the faulty fitting off the box. I phoned RAC and received very slow response, I was told that It would take up to 8’weeks for this to be resolved and in the meantime I was left without a car and unable to go to work.
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Posted 4 years ago
Do not get close to it! It is almost a scam!
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Posted 4 years ago
existing customers are unable to secure the same terms as new ones and there was a substantial increase in the policy when it came to renewal - far higher than alternative quotes. It is difficult to contact the RAC Insurance advisors. There is an automatic renewal option online but no ability to cancel online or via email and it can only be done via a call with an advisor. When contacting by telephone there is a minimum 15min hold each time and the advisors are unhelpful. The quality of customer service is also extremely poor.
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Posted 4 years ago
First they tried to put up my Insurance 50% and then when I tried to claim for a broken rear screen abroad I had to pay for it myself (not a problem) and then tried to claim only to discover that I wasn't insured by the RAC but AXA. RAC didn't answer my Emails and their automatic telephone system sent me round in circles. I'm sorry to say that I have now found a different company who are 30% cheaper and you can talk to a human straight away
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Posted 4 years ago
Easy to buy and reasonable quote
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Posted 4 years ago
⭐⭐⭐⭐⭐ Thank you rac for make this a policy is verry good...
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Posted 4 years ago
RAC motorcycle insurance: zero interest in customer retention + zero idea how modern comms systems work = zero repeat business from me and anyone I know. Got an email saying my insurance was to renew but no probs as they'd take payment from the same card as before. I assumed all was well and gave no thought to the fact that a card with a new expiry date had been issued. Stupid me, I assumed some humans were still involved in the process and they - being desirous of my repeat custom, would checked and let me know they needed a new expiry date. Next email tells me my insurance has lapsed. I email, wait 5 days, then phone. Rinse and repat. I check my online docs and see that now they have suddenly changed and tell me they were unable to take payment from the same source as before. More crypto security rubbish. Why not just say your expiry date has passed? I call again. After 10 minutes of sales and legal **it I am asked to hold... I wait another 15 minutes before getting bored and hanging up. Went online, got the same policy slightly cheaper from a comparison site in under 3 minutes. Jokers. I now know what RAC really stands for - but I daren't write it here. Sadly the boxes below don't have a 'couldn't communicate at all because no human would reply', or a 'never' box for how quick did they reply.
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Posted 4 years ago
Bad company, charged me £109 to come to my property to confirm what I already knew, then had the audacity to want to charge me a further £260 for a new battery!!! I had recovery policy with my insurance company and no charge should have been made!!!!
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Posted 4 years ago
Even though I had recovery on my policy, they charged me £109 to come to my property to confirm what I already knew, they then had the audacity to want to charge me a further £260 for a new battery! 🤬😠😠😠
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Posted 4 years ago
WHAT A CON RAC ARE,,,,BEEN WITH DIRECT LINE FOR 14 YEARS ON VAN , BUT GOT A NEW CAR AND GOT RAC VIA CONFUESED ,COM INSURANCE QUOTE WEWERE HAPPY WITH SO PAID DEPOSIT 1 WEEK LATER WE GOT LETTER SAYING WE HADNT DISCLOSED 2 ACCIDENTS, BUT BOT WERE NOT OUR FAULT SO WE DIDNT THINK WE NEED TO ??? THE RUDE LADY I SPOKE TO SAID 1 ACCIDENT HAS COME UP AS OUR FAULT TO WHICH WE EMAILED DETAILS TO SAY IT WASNT OUR FAULT, THEN TO BE TOLD IT MAKES NO DIFFERENCE, EVEN DIRECT LINE HAVE SAID THERE WRONG TO ADD 25 PER CENT OVER 200 POUNDS TO THE INSURANCE ,,ANYWAY WERE GONNA CANCEL , NEVER AGAIN , STICK TO BREAK DOWN RECOVERY. EVERY THEN YOUR UNLESS AT THAT 2
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Posted 4 years ago
I am not happy with the company. When it comes to renewal they are charging extreme amounts of money. Will look forward to change.
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Posted 4 years ago
Admiral insurance just gave my wife (and all their customers) a £25 refund due to their claims being lower than usual in lockdown. When I asked RAC to cancel my insurance I was charged £40. I was told this was completely unavoidable. I know where I will be going next time.
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Posted 4 years ago
RAC provides me with car insurance from 2018 to 2019. I have the maximum no claims. I do little mileage. Live in an exceedingly good area. Am 66 years old. Have very good financial status. Have no driving endorsements. I’m ringing around for new annual quotations. Turned down flat for renewal. No quote available. No reason why. The girl on the phone cannot refer to a manager or to the underwriters has no one at all she can ask why. She cannot give me a contact number. The computer says no, and that’s it! Game over! How completely bizarre for a company who you would think was a major UK player, but in reality is refusing clients for no apparent reason and there is no process in place for their own employees to speak to a human being about the situation! Poor show RAC and Janine in your call centre was as helpless as I was to provide a solution! Sheer madness!
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Posted 4 years ago
RAC Insurance is rated 2.2 based on 1,236 reviews