RAC Insurance Reviews

Name: RAC Insurance
Rating: 2.20

2.2 Rating 1,229 Reviews

29 %

of reviewers recommend RAC Insurance

Company Reviews

Questions

Metrics

2.2

Based on 1,229 reviews

Shipping & Delivery
Delivery Methods	Own Driver
Customer Service
Communication Channels	Telephone, Live Chat, Email
Queries Resolved In	Under An Hour
Customer Service	1.4 out of 5
Cancellations & Refunds
Cancellation Process	Difficult

Visit Website

Write Your review

Tell us how RAC Insurance made you happy

Minimum 10 characters

Would you like to add a photos or videos?

Strengthen your review by uploading photos & videos.

Drag files here or browse

(Supported files: jpg, png, mpeg, ogg, mp4 & webm)

What's your name?

Leave this blank if you'd like to publish your review anonymously.

(Optional)

What's your email?

We need your email address to verify that your review is genuine

Please note that we may share your email with the company to verify your order.

RAC Insurance 1 star review on 27th August 2024

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Very nasty on the and and charge for anything they can. cancelled my insurance and said, I would pay the cancellation fee next week , Then I was asked about my financial situation . I would honestly not recommend this company to anyone. please shop around.”

Helpful Report

Posted 5 years ago

“The worst company I’ve ever dealt with, completely inept staff with a non existent level of customer service. I’m now into week 4 of a no fault claim. This company have asked me to attempt of retrieve information from the police so they don’t have to pay £90 to get the report from them. I have had to ask around for dashcam footage and a witness, basically I’m doing their job for them!! They have sat on their hands and been extremely unhelpful. I had a hit and run by a local building company delivering building materials to my property, they reversed their van into my car then denied they had done it but fortunately a neighbour witnessed it happen. A no fault accident - Rac insurance expect me to pay £400 excess and take the claim against me, it makes life easier for them! Not a chance!! So I sit here with no working vehicle while they twiddle their thumbs, rather than obtain the police report and arrange a courtesy car and the repair of my car. I’ve been shunted from pillar to post over 3 different companies. I’ve spent £40 on phone calls so far but the disinterest I’ve experienced has been shocking. I would NEVER USE RAC insurance again and will make sure everyone I know hears about this pathetic excuse for a business. They also encompass SAGA insurance so be sure to avoid them too. I’ve never experienced anything like it. Disgraceful!!”

Helpful Report

Posted 5 years ago

“Contacted them 3 weeks ago when a car scratched mine at the petrol station. Passed from pillar to post ever since. Various people ringing me regarding the repairs all telling me something different. Absolutely awful service and so stressful. Almost identical incident last year while with Tesco insurance who I'd been with for years,A all done and repaired in less than 2 weeks. I certainly won't be staying with RAC when it's time to renew!”

Helpful Report

Posted 5 years ago

“Just called RAC insurance to inform them that I had sold my car and they automatically cancelled the policy. I explained that I will be getting another car within the next few days and they said that I couldn't insure a car that I don't own, I explained that I had no intention of cancelling the policy, I only need to hold it until my next car comes. She was having none of it - cancelled policy - charged £55 for them cancelling the policy and I now have no insurance at all so potentially can't pick up a car and call them to put it in cover. Be warned - this is just a moneymaker I have never been treated like this by any insurance company but I will certainly be asking a lot of questions before taking out another policy”

Helpful Report

Posted 5 years ago

“Very helpful and polite ,straight to the point would recommend them”

Helpful Report

Posted 5 years ago

“I joined them in April, 2018. In February 2019, I bought a breakdown cover with an agent outside a supermarket as it had tyre cover which the breakdown cover on my insurance policy did not offer. I was aware that it overlapped with my existing policy for 3 months but wasn’t bothered as I liked the tyre cover option on it. In April 2019, I had an automatic renewal which included a breakdown cover even though i had purchased it separately. When I rang customer services (second week of April) to check if I could cancel it I was told that I could but no refund would be made. How they could think one car would have 2 breakdown covers is beyond me, they blamed it on the computer so I moved on. 2 weeks ago, I called them to make a claim. I was referred to my underwriters co op, which was the first time I heard of them being my underwriters. Getting a courtesy car was a nightmare, I was on the phone all day to them with no result. Following day, I was offered a car from enterprise which was nothing like my car I had to pay for an upgrade. It took them 11 days to authorise the repairs to my car and on the 13th day I was asked to return the courtesy car. When I phoned them to check what my options were as my car was still getting repaired, I was passed onto several departments ( without the courtesy to tell me I was being transferred). Lack of professionalism from the agents. At some point I was informed that enterprise rentals were the ones responsible for what courtesy car I was entitled to and the duration so I was transferred to them. I was transferred on to M&S car insurance at some point. An hour and a half later there was no positive results, so I gave up. My claim is still existing, more stressful days to come.”

Helpful Report

Posted 5 years ago

“Took out insurance with RAC black box, was told someone would contact me to install box, no one did, tries to book appointment on line but the system didn't work, now been on hold for 20 mins”

Helpful Report

Posted 5 years ago

“I bought motor insurance from the RAC this year(2019) for the first time. I thought the price was very competitive, too good to be true that I even took out protected No Claims. I decided to pay by instalments, and the first two payments were fine, then I forgot the due date of the Direct Debit. I got a email to say I have'nt paid the DD and therefore defaulted which will now cost me twenty pounds on top of my monthly payments(thirty seven pounds). I thought oh dear, I'll ring them up to say sorry I'll pay it into their account. I asked that the default fee be rescinded, but the woman on the line was having none of it, no more than it says so in the terms and it must be paid by a certain date. When I checked the terms, it also states they will charge fifty five pounds cancellation fee. This is particularly unfair if you have sold your vehicle and therefore would'nt need insurance anymore. I've now concluded these people are just simply ripping off the public. They are the insurance equivalent of the airline in Ireland that advertises very low fares, but makes it up on various back door fees. I have'nt checked, but it will most likely be a roll over contract, and I certainly won't be using these pickpockets again, nor would I advice anyone to use them. They are nothing more than regular thieves hiding behind a famous name. AVOID I tried to give a one star, but the site won't work at all.”

Helpful Report

Posted 5 years ago

“Never been able to access the online self service due to 'Maintenance' errors. Policy is finally about to end and they send me a letter saying I will be auto-renewed. Can't access the online self service, no reply to my emails and the phone line is down outside of general working hours. No idea why it has to be so inconvenient to contact the insurance company...”

Helpful Report

Posted 5 years ago

“Disgusting service insurance is lower if u add a drive if u want to remove they charge I for that and insurance goes up they having a laugh”

Helpful Report

Posted 5 years ago

“Will never recommend or use again..”

Helpful Report

(Home Insurance) - Posted 5 years ago

“THE WORST CUSTOMER SERVICE. I got the black box insurance with them, and they said I had 2 weeks to get it installed. I booked an appointment, told them I was working until 1pm and they gave me an appointment for the morning. Then gave me a Saturday appointment, didn’t show. Had another appointment today, again no show. I called them and they told me the engineer came, took pictures etc. My mum was in ALL morning (I was working) and no one came to the door, the dogs never even barked. They then claimed I was lying and cancelled my insurance, and without my car I can’t get to work and therefore can’t get paid (0 hour contract). All in all this company is a JOKE, such appalling service and we will take this as high as we can. AVOID AT ALL COSTS!!!!!!!”

Helpful Report

Posted 5 years ago

“Good company to be with until I foi d out that I had a claim which I never did now I lose my ncb”

Helpful Report

Posted 5 years ago

“Don't insure through these if you are in the motor trade and opting out they do not accept motor trade ncb. I am 46 buying a 1,0 litre Fiesta quote was £357 I provided proof of NCB not acceptable then wanted £808 and they car car salesman try it on. Ruined my weekend”

Helpful Report

Posted 5 years ago

“Good price thanks to confused.com”

Helpful Report

Posted 5 years ago

“Just had my renewable quote through which is now £700 a year up from £500. I phoned customer services to see if it was a mistake since i have made no claims or had any convivtions. It clearly was not. Customer service agent could not tell me why premium had increased by 40%. Have now got same insurance cover for under £350 with LV. I had been a loyal customer with RAC but will no longer use any more of your products.”

Helpful Report

Posted 5 years ago

“The worst insurance company I have ever used. We tried to make a claim. After the torture of explaining the claim and the details they said put me through to the ombudsman. The phone rang and rang and I waited for over 20 mins and the phone just rang through. Will never use them again.”

Helpful Report

Posted 5 years ago

“Don't subscribe your insurance with RAC! This is the worst insurance company I have ever been with. Before activating the claim I went to other garage to have a quote and the car didn't have nothing wrong a part of the lights an bump front damaged. I was told the car have suspension problems and must be written-off. The car had 4 months and 3 years guaranty, it was impossible to have suspension problems. They never contacted me, despite the fact they said they tried once, but no calls received. After had my car back, it was repaired and again in the report no problems at all. This must be a scam, i heard more people complaining also, and having the same problems. If you considering taking a car insurance Do not do it with RAC.”

Helpful Report

Posted 5 years ago

“I've been with rac insurance for about 8 years. The last few years they have tried to screw me over on renewal price. Last year 700 gbp to renew my policy, started new policy with rac for 400 gbp. This year same thing renewal of 700gbp got a new policy with AA for 280gbp. Rac still too the money with no authority from me, now trying to get my money back. I would recommend rac insurance to anyone.”

Helpful Report

Posted 5 years ago

“Great, until it comes to making a claim, then they bounce you from department to department and nobody actually takes responsibility. 14 phone calls yesterday and 3 so far today just trying to sort out a glass repair for a sunroof.”

Helpful Report

Posted 5 years ago

RAC Insurance is rated 2.2 based on 1,229 reviews