“They froze my wife and mine bank account with no explanation, we are both disabled and we could not top up our gas and electric because all our money is in the santander accounts, they don't care we have not got electricity, so no heating either, going to report them to the financial ombudsman, all my direct debits won't get paid so we will be charged extra money for missed payments. I will get the financial ombudsman to sort this out. Stay away from this bank, or get your money out before there so called fraud detection team just freeze your money when ever they fill like it , it's all a con from this bank.”
“Warning, get your money out of this bank.
They have just frozen mine and my wife's account leaving 2 60 year old disabled people with no money at this time, when there is a cost of living crisis, no explanation, they just don't care.”
“Trying to switch banks is proving impossible. Apparently I have given first direct different details, which I haven't because I rang Santander and asked. So now I've been asked to prove who I am !”
“Worst bank I have ever dealt with. Was reluctantly persuaded to invest in their stocks and shares ISAs and I don't know who does their investing but the money would have been better in a zero interest current account. Keep clear and avoid their investment products!!! Was told they'd won awards for the best stocks and shares ISAs and if so I would hate to the wthe worst ones.”
“Called to delete an address from my account. Spoken to four different people and been cut off twice. Amateur. Disgusting. And they spend millions advertising how wonderful they are! Will be closing account.”
“I sent £2000 by mistake from metro nearly 2 weeks ago . I went to the bank , I called many times and no one is helping. Tgey said the process take a month?? Why ? We all use internet!! Every minutes delay the chance of my £2000 to come back is slim . I called to complain and no one even interested to look at my issues. Very poor customer service and I will definitely leave”
“Worst bank ever, do not use their services. Went to a branch to deposit a cheque, they told me to go and do it on the app. Went to the app it does not read my check. Chatted to support they told me to contact customer service. Called customer service they told me I had to go to the branch. AVOID!”
“Unbelievably poor and rude customer service! I have banked with them for over 8 years, went into the Southampton branch today only to be spoken down to, shouted on and pushed by a supposed supervisor at the Above Bar branch. I went in with identification and a simple request to change information on my account but a rude woman interrupted my conversation with a staff member, refusing my request, arguing with me about it, raising her voice then barging past me when I refused to speak to her about it any further. She then proceeded to go to the back and audibly complain about me to a colleague while I was standing there. Extremely unprofessional behaviour and unnecessary aggression, I would never expect this behaviour from any staff there. I am closing my account and would strongly recommend anyone not to bank with them. They do not value their customers and worse still, would not pick the phone several times when I tried to submit a complaint.”
“I joined this bank late last year because my own bank Coop (22 years with them) had let me down badly. To date I've had 3 problems with Santander they "forgot" to cancel a cheque I had issued and took no blame for it. The second one was I had rang to check a payment and I was kind of told if they had received a cheque for me it would be in my account ! wrong they had cancelled the cheque and forgot to tell me. My account was compromised in February they allowed £200+/- to leave my account without any verification from me. Then they had the nerve to write to me saying more or less it was my fault ! still in shock why is this bank still in business !! There is no customer care there is no concern for their customers I'm now searching for a bank with a good reliable customer care ! any help out there ?”
“I would give them minus 5 stars
Someone got into my account and emptied it, they cancelled all my direct debits and closed my account. At the time i’d had a stroke, in hospital, half blind and paralysed, they weren’t interested. They spend a lot of money saying ‘problems? We are here to help’
TOTAL JOKE!!! Six months on and I’m still having problems, they have cost me a LOT of money, I am still extremely ill and they have the cheek to pay me £100 compensation into the account THEY CLOSED!!! Customer for 40 years! Absolutely DISGUSTING!! HAVE NOTHING TO DO WITH THEM BECAUSE WHEN THINGS GO WRONG THEY DON’T give a sH1T AND WILL MAKE YOUR LIFE HELL!!”
“Purchased a item online after doing all relevant checks but turned out to be a scam with payments made through their payment system. Santander refused to class it as a scam before the goods did not arrive then once the goods did not arrive their investigation concluded that I should have known it was a scam before the purchase and held me liable for the payment. They did not pursue the scammers and the investigators made their conclusions based on my age (I'm 74) rather than asking what checks I had made. Despite my husbands recent death which blocked our account (easiest way to complain) they refused to provide a complaints email and didn't send through phone transcripts that were promised when I had no option but to complain by phone. Wholly deserve their 1 star for terrible and dishonest customer service”
“My morrgage was up for renewal from 2nd of January. Before renewing I wanted to make an overpayment and then renew the mortgage. Santander do not deal with mortgages in their branches so the only way to renew is over the phone or through the banking App. Phone banking is a complete nightmare with long waiting being cut off and having to phone again and wait again hours of time wasting....the banking App does not function properly and you have to wait days/weeks for updates. I made £33,000 overpayment but my outstanding balance increased from £298,000 to £370,000 all they said is wait for the account to update...I wanted to pay another overpayment but none of the mortgage advisors could calculate how this would effect my mortgage. It took until mid February for my mortgage account to update by then interest rates had gone up they offered me £100 for the compensation of all faults occured nothing for the extra rate increase. They are not interested in resolving problems, phone banking hours waiting, branches not interested. Complete disaster I have reported them to The Ombudsman will take it as far as I can...stay away!”
“Closed down banking account, no official reason given.
Was a customer for over 10 years, did nothing wrong/money all lawful/legally obtained, was not aiding criminal organizations/committing fraud against the bank/aiding terror organizations and they completely closed down my account (fully ignoring their own dormant process when account aren't used for at least 1 or 3 years). Do Santander ban people for life for this?
I did not use my banking account for over 6 months due to unforeseen personal circumstances. After 6 months I was sent letters with cheques with all my funds and a generic letter saying we've decided to close down your account, we don't need to give a reason and so on.
I did not break any of their terms and conditions at all, nor did I do anything to them. I would advise anyone who wishes to join Santander UK to really read through their terms and conditions and compare other banks, credit unions etc. I also wouldn't recommend this bank if you want to hold many thousands of pounds as they could do it to YOU!
They jeopardized my assets by doing this, forcing me to live off very little cash for over 5 weeks. As of now, I've complained to them and they still don't justify the closing down of the account. I've taken my complaint to a 3rd party organization as I believe they should be held to account.”
“It doesn't deserve any stars at all.
The Bank is full of conmen who haven't got a clue of what they are talking about.
I am disabled and opened a Bank account after speaking with them. They advised to open Basic account as I don't have to come to Bank and there is no monthly payment.
I opened the account and advised them on two occasions that I will be receiving payment from my previous employer and they advised that it is fine.
On 13 Jan, they blocked my account as 13k came into the account. They called me and asked paperwork despite me telling them in advance.
I sent the paperwork and someone called on 16th that everything is fine and there will be no issues.
Did few transactions on card and card got blocked twice. Called them and removed block again.
One of their advisors mentioned to do BACS instead of more card transactions as it is basic account.
on 17th, I tried to do some BACS transactions and they blocked the account again. Spoke with few people and was told that someone will call me back but no one did. Today is 23rd and I spoke with them.
The guy over the phone wants me to come to branch when I am disabled and bed bound.
I literally advised everyone on the phone that I am disabled hence I opened Basic account. The lad on the phone kept advising to come to branch even if I am disabled.
Spoke with my son and they kept arguing.
The lad on the phone made me feel as if Santander is making fun of disabled people and don't care.
I also offered his Santander staff to come to house but he rejected.
They still have my 80k and I will be taking legal route.
AVOID THIS BANK AT ALL COST. YOU WILL LOSE YOUR MONEY AND PEACE OF MIND”
“Drove 3 hours to collect a car. Due diligence done, RAC inspection, Registered dealer. Santander froze the payment and REFUSED to unlock it until THEY were satisfied. Who's bloody money is it?? 2 hrs later( despite them saying it could be next day) and alot of embarrasment I took my car home. The fact I stated on the recorded message I had carried out due diligence should be enough.
Changing mortgage after 15 years with them. No competitive quotes, moving to Natwest. Goodbye Santander 👋”
“I have now been on the phone originally for 45 minutes and now another 35 minutes trying to get historical mortgage interest for my tax return and the issue is still not resolved - I am still waiting! if you suggest your customers to go paperless and if you don’t have enough staff to man the phones then you MUST allow them access to their information! it is ridiculous that I am unable to access my mortgage interest from 2021. tax returns don’t need to be in until the end of January! you are a financial institution - you should know this information is key!”
“Mother in law living alone in her eighties had a burst pipe with water leaking through ceiling. No hot water or central heating during very cold weather. As we live 250 miles away tried to urgently contact Santander who provide the house insurance which covers emergency plumbing. Attempted several different numbers but got so far then placed on hold and eventually cut off each time.
Awful customer care. Not apparently a one off as it seems many others have suffered the same experience. Would recommend that prospective customers avoid this company at all costs!”
“Applied for a savings account at the start of October - 2.75% easy access. They emailed to say they had approved application and would be setting it up, then didn't hear anything. I chased it up and they said they had dropped the application as they had taken to long to proccess it! Like that is my fault they cant sort themselves out! And now they wont offer it anymore, they have downgraded it to a 1.8%.
Really wasted a lot of time and I could have put my money elsewhere if only I had known they were such liars and time wasters.
A good mind to take my current account to a different provider.”
“I was an hour and 20 minutes on the phone with them regarding a card dispute. Was transferred from person to person with very long waiting times, when the call was disconnected! Of course no one rang back. So trying to ring them again - I was told I was out of calling hours. I wish I did not bother calling!”
“I am disgusted with santander,they have blocked our card for no reason at all,been in branch,they haven't got a clue wants going on,our direct debits carnt be paid,been trying to get through to the number we were given,been on the phone several times for over an hour,nobody is anwsering,what can we do now?can any one give us advice.”
