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RAC Insurance Reviews

2.2 Rating 1,235 Reviews
29 %
of reviewers recommend RAC Insurance
2.2
Based on 1,235 reviews
Shipping & Delivery
Delivery Methods
Own Driver
Customer Service
Communication Channels
Telephone, Live Chat, Email
Queries Resolved In
Under An Hour
Customer Service
1.4 out of 5
Cancellations & Refunds
Cancellation Process
Difficult

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RAC Insurance 1 star review on 24th December 2024
Andrew
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 27th August 2024
Yeb De Jong
RAC Insurance 1 star review on 1st December 2023
John
RAC Insurance 1 star review on 23rd December 2022
Marie Robinson
2
Anonymous
Anonymous  // 01/01/2019
After being in a&e with wife that was in a major car crash by no fault of her own at 9.30 pm eventually released by 7.30 am contact RAC to inform them of accident only to be put to someone in Africa maybe that had very poor English,had to call back four times as there line kept on failing after an hour was told we need info on damage to car which at this point was in a lock up and hour away,so off I go as I haven't seen it,three air bags gone both bumpers gone drivers door unable to open pretty much every panel damaged,so hour back home called them same faulty lines ,by this time we have police ref number for the incident,my lord was on phone for two hours answering the same questions again, not sure if it is being seen to as it will wait until tomorrow ,RAC need to do better as in home call centers not in a far away land that don't speak your language 💤💤💤
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Posted 3 months ago
Disgraceful company, auto renew doubled the premium, I cancelled 4 days in and cost me £50 . Avoid
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Posted 3 months ago
the worst insurance company and very bad customer service stay away from these thieves
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Posted 3 months ago
Charged me £85 cancellation fee within my 14 day rtc.
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Posted 4 months ago
I had originally requested a password rest link which never arrived.Spoke to an advisor (by the sound of it she was working from home) who did no more than delte my account and told me to request a new one without any explanation.Registered a new account but to this day have never received the email with the activation link despite contacting them several times over the issue.Kept being told it they can take 24 hours to arrive.There seems to be a problem with their e mails containing the password resets and account activation links as all other e mails arrive correctly.I even used another e mail address yesterday as advised on live chat still nothing.Lady I spoke to on the phone after was most insistent that the system was working correctly and refused to do anything more.Also stated it was my e mail provider that was blocking the re activation e mails.I will not be renewing after such poor customer service.Auto renewal has been turned off.
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Posted 4 months ago
A business that does not incentivise loyalty. RAC have provided my home insurance for 7 years, increasing it every year slightly. My final year, my payments had increased by £25 per month with no additional benefits. They also charge an additional £25 for the privilege of cancelling. Shocking business and customer service.
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Posted 4 months ago
Staff hate you and I guess their jobs. Will go out the way to wind you up rather than help. they all work from home too by sounds of it, so call quality is rubbish
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Posted 4 months ago
My renewal went up. Called them to see if they could match comparison site prices. Advised my husband is not self employed then decided to rip me off before policy ends saying that’s an extra £22 pounds for the two weeks cover. Disgusting I will never use this company again
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Posted 4 months ago
I helped my neighbour purchase their car insurance from RAC online it all went smoothly but then they requested additional documents which we emailed them by return email. A few days later they told us that the policy is cancelled because they did not receive the documents although the email had successfully been sent. We used the chat to enquire the reason and the answer was that because they had no received the documents they cancelled the policy and nothing can be done. I asked if they received the documents that were sent and they said they never look at their emails. This cancellation resulted in higher insurance rate of my neighbours. Please don't use this service. I have a copy of the transcript if anyone wishes to see.
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Posted 4 months ago
I took out car insurance then changed my car 4 months into policy. When I tried to change the car over was told they wouldn't insure me on the new car. I had to cancel my policy because of them and they charged me 65.00 to do so yet it was them who couldn't fulfill the insurance. You can't speak to anyone if you do the insurance online it all had to be via chat which is very frustrating and the chat closes after a while even if you are still talking to someone. I spent all day yesterday sorting my insurance and I will never insure with these again.
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Posted 4 months ago
I tried to call them but was told RAC does not do quotes over the phone. I tried to do it online but was told to contact live chat. Live chat told me they cannot do quotes over chat. What is wrong with you???? What happened to customer service??? Why do you hate talking to people so much???
RAC Insurance 1 star review on 27th August 2024
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Posted 4 months ago
Good and easy.
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Posted 4 months ago
terrible insurance company 😡I don’t recommend it to anyone!!they canceled the insurance for no reason!!!they also threaten a fine of 45 pounds!!bottom
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Posted 5 months ago
I have RAC breakdown Recovery, never claimed for recovery in 44 years, I had a burst tyre and called for recovery they asked if the metal rim of the tyre was damaged I said yes, They said if the wheel rim is damaged it's classed as a Road Traffic Accident and that RAC don't recover if your have damage to the wheel rim. It's classed as a Road Traffic Accident. SO NO RECOVERY.
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Posted 6 months ago
Rac offers a good car insurance deal. That's actually the first time I am using them. So far so good, let's see what the renewal offer will be next year.
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Posted 6 months ago
Just had my RAC house insurance renewal. Without any explanation and certainly without us making any claims - ever it has increased from £386 to £ 1752. Rang them not even an apology just said that is what it costs. They have now lost that plus breakdown and car insurance. Hope they think it’s worth it. Charlatans
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Posted 6 months ago
When purchasing a new car I was shocked to find the premium quoted by RAC was three times our previous, despite being for a lower powered car and having been a loyal RAC customer for many years, with 9-year No Claims Discount. It was made clear there would be £45 cancellation fee, which seemed fair enough. Having insured the new car, I contacted RAC to actually cancel the policy to be told that in addition to the cancellation fee all of the additional options (legal insurance, breakdown cover, etc.) had to be paid in full for the year, despite having only used a portion of the policy, with no possibility of transferring any benefits. This may be just how insurance works, but it was not communicated previously and the whole experience felt rigged. I will not use RAC again.
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Posted 6 months ago
RAC is happy to accept our money for decades of NO CLAIM, however the minute we made our FIRST ever claim, they put on their magnifying glasses on and dig into all proofs, including our personal medical records. Finally it was approved and our damaged car was fixed, however the feeling was terrible as RAC has absolutely NO element of trust on their paying customers. Total disbelief and well focused on their own benefits and financial gains. RAC policies are set SO WELL to make us poor at all time and them get rich. I suppose this is the case for all insurance companies, unfortunately. I recommend do your research, pay less cost for premium and expect better customer service.
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Posted 7 months ago
Awful. My renewal is due in 2 weeks. They quoted me 10x. I am fully paid up until end of policy so cancelled my direct debit as I am not renewing. Sent an email with this information. Got a letter today from CEO saying my policy has been cancelled early and there is a cancellation charge! Never again, such an terrible company
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Posted 7 months ago
I had a good experience purchasing my car insurance today. The customer service representative was polite. Respectful answered all my questions and gave me the time to understand everything about my policy.
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Posted 7 months ago
RAC Insurance is rated 2.2 based on 1,235 reviews