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RAC Insurance Reviews

2.2 Rating 1,235 Reviews
29 %
of reviewers recommend RAC Insurance
2.2
Based on 1,235 reviews
Shipping & Delivery
Delivery Methods
Own Driver
Customer Service
Communication Channels
Telephone, Live Chat, Email
Queries Resolved In
Under An Hour
Customer Service
1.4 out of 5
Cancellations & Refunds
Cancellation Process
Difficult

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RAC Insurance 1 star review on 24th December 2024
Andrew
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 27th August 2024
Yeb De Jong
RAC Insurance 1 star review on 1st December 2023
John
RAC Insurance 1 star review on 23rd December 2022
Marie Robinson
2
Anonymous
Anonymous  // 01/01/2019
I was insured with rac… I then rang to add a private number plate… they then cancelled my insurance and said they can’t insurance me… what a joke… Tom the manager wasn’t happy because I was recording the conversation… stay clear of rac insurance.
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Posted 2 years ago
12 years NCD, latest renewal price had gone from 234 to 290. Trying to cancel online but the options not present even though their website says it is. Ok so have to phone, sit through 3 mins if pre-recorded message that's irrelevant. Now been on hold for 15 mins. This is one of those companies that makes it really difficult to cancel in the hope you'll give up. I won't be using RAC for anything again in the future
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Posted 2 years ago
Fast acting company.
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Posted 2 years ago
I chose RAC Blackbox insurance for my car in 2020 as I didn't have a driver history in the UK and back then this was the cheapest option. After 1 year with them, my renewal quote was cheaper than my initial annual premium, which was amazing, and I was a happy customer of the RAC for 2 years. The one time I needed them, when my car broke down, they were quick to help, and when I had to have my windscreen replaced recently that happened without hassle. However, the renewal quote I received a few days ago was almost £100 more per annum than previously, for no reason, and now that I do have a 2 year no accident UK driver history I found a number of insurance quotes from other companies for the exact same cover for nearly £600 less annually than what the RAC wants me to pay going forward. I called their customer service and asked for a price review, explaining the above, but they said they don't budge on their price, so I've unfortunately had to end my contract with them and have instead purchased insurance with Flow that gives me all the same cover plus breakdown cover in the EU and additional mileage and with no tracking device for nearly £500 less per year. It seems stupid to me to lose a happy, loyal, accident-free customer to another insurer in this way, but here we are.
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Posted 2 years ago
I have been off sick from work so was struggling to pay on direct debit, I missed the payment 2 days ago, I explained my situation and told them I could pay today and that going forward I have a new job and will pay on the 28th of the month, however, RAC & BISL decided to cancel the policy immediately and apparently they say I can't afford the monthly payment and instead I needed to pay it all off ( which obviously I couldn't do) this has left me having to pay another deposit with another insurer and take out another policy. I also have home insurance with RAC & BISL and this also will now be getting cancelled.
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Posted 2 years ago
Rac is one of the worst ever insurance company ever. If ever you want to get the worst disappointment in insurance try this company. I paid all my insurance dues but was all informed by police that my car wasn’t insured. One day l parked my car after informed by police that it wasn’t insured. I went to wok by bus and was late.I got in touch with Rac never got assistance at all.When l informed that l wanted to drop their company they told me of an unexplained amount of money which l was to pay.A few days later l got a communication from the Debt Collectors that l owe Rac some money. I got suprised and wonder if ever they have customer care and really know if ever they know why they are into business.
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Posted 2 years ago
Never take rac break down I had a breakdown I call the in morning 08:38 been waiting 4 hour in the car without no food no water and can go to toilet there no public toilet I call them for any update and they said the update they got is at 15:00 o'clock in afternoon they are mad is company dont have heart for people when they take the money it 1 second when breakdown it take 7 hours waiting I will never recommend people to RAC
RAC Insurance 1 star review on 27th September 2022
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Posted 2 years ago
I have my first insurance with this company but I like the offer.
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Posted 2 years ago
I had my iPhone stolen on 4th July 2022 while on a short break in Barcelona. After providing the following documents as requested by the RAC - Proof of Ownership, Proof of Usage, Proof of Cancellation, Proof of Blacklisting, Proof of who I am (a photo of myself holding my Passport), a Police Report, a Lost Phone Certificate, Proof of Travel (Boarding pass to and from Barcelona), a utility bill with my name and address, the IMEI Number of the stolen phone, the Serial Number of the stolen phone, proof that the iPhone had been erased via the Find my app, proof of its location again using the Find My App, I'm still waiting for the RAC to pay me my insurance money. It's now the 23rd August 2022. I will never use these cowboys again and I advise nobody else to. Shocking company.
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Posted 2 years ago
So some obliging hoody broke into my car. Im am actually the named driver so not the policy holder,this did cause a few issues as my wife [the policy] holder was uncontactable. But Lewis [morse) [joke we had] was fantastic this guy jumped hoops to help me finally get my window fixed. To be honest we had such a laugh as well it was great. If i ever see u buddy i get you crate cherry cider.. peace and luv to a good guy human being cool. Bruver from hopefully another muver...xx
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Posted 2 years ago
I had trouble over the weekend getting ncb proff and my insurance was being cancelled at 9am today, I finally got proff and rang RAC and got talking to a beautiful girl called Sophie Loocked, I am not got got at sending emails (especially attachments) Sophie talked me through it taking up 45 minutes of her time and therefore got my insurance set up. Sophie was very patient, kind and helpful and I would like to say a special thankyou to her not only did she safe me money but stress to get insured. RAC need more people like Sophie on there team. Thanks again Sophie,Maura McL.
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Posted 2 years ago
My elderly mother had received her car insurance renewal papers quoting an absolutely exorbitant amount. I spent an hour or so finding more realistically priced quotes. RAC came up trumps at a third of the price so we filled in the forms online but found difficulty making payment. I called RAC directly & spoke to a lovely lady called Trish who went through everything & took Mums payment with no problem. Trish was so patient & made sure Mum understood every step, so a huge thank you to her.
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Posted 2 years ago
Absolutely APPALLING experience My auto renewal lapsed and I was not informed immediately meaning that I unknowingly drove to work uninsured, when I called to rectify this situation they told me that the only way to fix this was to start a new policy and they would price match it to the agreed renewal quote. Well, the new quote had doubled and so they could not price match apparently! There was no good reason as to why the quote had skyrocketed this way as nothing had changed and even they could not explain this. Subsequently I was stranded in the carpark with no insurance absolutely bewildered as to why I was now being penalised for their administrative error. Through no fault of my own the auto renewal did not go through even though I called 2 days before to confirm and had the emails to back this up, they could not rectify the situation! I was absolutely appalled at how they could try and charge me double after THEIR error! This caused me a lot of stress and I was extremely dissatisfied with the outcome. Only after escalating the situation was I offered temporary insurance for me to drive home, after that they told me to get quotes from a different provider! Rest assured that I will NEVER go with the RAC for anything again and I will absolutely advise my family and friends to do the same.
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Posted 2 years ago
Automatically renewed my car insurance then charged me £55 to cancel it...swindlers!!!
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Posted 2 years ago
Today was charged just over £25 to change my address! Phoned up to give my new address, I moved house less than a mile, I was told it was an admin cost- pretty sure it did not cost Rac £25 to type my new address into their computer and send me an email to tell me they had done that! Will not be renewing with Rac!
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Posted 2 years ago
No communication whatsoever. Keep well away. I should have read the reviews first.
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Posted 2 years ago
policy went up by 50% on auto renewal without my realising. Then made a claim for a damaged my ipad, was passed to a claim handling company, who then have to request my policy from RAC, and they'll call be back on Tuesday to progress. todays friday!!! what a joke. Will not be using them again!...
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Posted 2 years ago
Absolutely should not be doing car insurance. I have had nothing but endless calls, misinformation, incorrect information and to top it all, Motor Legal Protection by a dodgy claims company that don't seem to know what they are doing. My insurance claim was not my fault at all. I was asleep when a drunk driver went into my car and wrote it off. She was over the limit, arrested and charged. Over 18 days later I am still waiting to get the right help to make a claim on loss of earnings for work, as I was stranded 300 miles from home and they didn't have any courtesy cars available. So I had to take three days off. As a breakdown service, they have always been great - but as an insurance intermediary they are not. Their underwriters have been great - but they are experienced and know what they are doing. RAC should not be selling insurance. That's all there is to it. I have made an official complaint because I'm still having to call them for help and this was after someone told me I'd be able to claim back things with their legal protection. What a total and utter waste of money it is! It's the most embarrassing service I've ever experienced and I can see why their score is so low. I will never, ever use them for insurance again and will not be renewing when this sham of insurance finishes because I can honestly say they have been the worst!
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Posted 2 years ago
No care for cuatomer and even if it is their fault still will not consider their customer. Black box insurance is the main culprit. If they miss the appointment to install their box even if their engineer fail to keep the appointment still will invalidate your insurance. STAY AWAY FROM THEM
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Posted 2 years ago
Good and relatable easy to work with
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Posted 2 years ago
RAC Insurance is rated 2.2 based on 1,235 reviews