VyStar Credit Union Reviews

Name: VyStar Credit Union
Rating: 2.74

2.7 Rating 250 Reviews

42 %

of reviewers recommend VyStar Credit Union

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Metrics

2.7

Based on 250 reviews

Shipping & Delivery
Delivery Methods	Own Driver, Postal Service
On-time Delivery	Greater than 86%
Customer Service
Communication Channels	Telephone, Live Chat, Email
Queries Resolved In	Under An Hour
Customer Service	2.7 out of 5

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VyStar Credit Union 5 star review on 25th January 2025

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Ms. Regina Wilson 🫶🏽🫶🏽🫶🏽💯”

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Posted 4 months ago

“I don't want to help when fraud was done to my card then charge me a $15 stop payment fee for the charges that were fraud but didn't stop them and claimed that they couldn't stop them with a stop payment fee so now I'm at $125 and they don't even care and won't even do their job”

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Posted 4 months ago

“I went into vystar location 10903 baymeadows road jax and was looking for some information about refinancing my car. The manager shared with me someone would be with me in 15 minutes. 10 minutes later, a young man approached me Fabian was his name to help share some options and information about refinancing. Fabian was great and couldn’t do enough to share all he could to make me feel comfortable about my decisions. Fabian was very professional and knowledgeable about working with me. I ended up refinancing my car at a good rate. Very often we complain about not getting things going our way, and take it out on the individual who was trying to help us. Remember these individuals are only the messenger and Not the decision makers. This branch has always been number 1 for all my banking needs. Luli and staff are always there to help you. This was a great customer experience! Thanks Fabian Good luck!”

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Posted 4 months ago

“Friendly staff and very professional”

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Posted 5 months ago

“Worst online banking app on earth”

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Posted 5 months ago

“Won't let me speak with the lawn department to proses a payment. Meanwhile intrest is accrued and late payment on my credit. This bank is fraudulent seriously who does this can't make this up I'm on the phone with them now and they won't take a payment .”

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Posted 5 months ago

“Aly at the branch off 200 in Yulee Florida ty for your awesome customer service. Michelle Collins”

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Posted 5 months ago

“Horrible bank”

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Posted 5 months ago

“Always friendly take good care of me there never had a problem”

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Posted 5 months ago

“I am VERY happy and impressed with Jared Lewis. He works the drive-thru at the Normandy Vystar Branch. He is always patient and accommodating to my deaf sister (60)and I (70). We were there this morning and he remembered that she likes the balance on both of her accounts written down. I consider THAT "PERSONAL SERVICE and ALWAYS with a smile."”

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Posted 5 months ago

“I am EXTREMELY HAPPY,I called Vystar to make a credit card payment, Kimberly was angel,she was very patient with me,she even went over the New Vystar Plus Checking. Giving 100 stars,#10 in all fields!”

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Posted 5 months ago

“Never can get in to speak with someone without a 2 hour wait. And always short on staff. Fast becoming the worst place to bank. They used to be great now not so much....”

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Posted 5 months ago

“If I could give this Credit Union less that 1 star I would make it -10. I had a fraudulent charge for a LARGE amount of money put on my Vystar Credit card. I called fraud as soon as I saw it when it was just a pending authorization. They cancelled the card and created a new number but thaey paid the fraudulent charge and transferred it to my new card. It took 4 trips to the branch, 7 emails to the corporate office (including the "Leadership Team" email address to which I never received a response), and over three weeks to finally get this resolved. In the meantime, they reported this huge fraudulent balance to the credit bureau which caused my score to drop by 48 points! Several of the people I did talk to were rude and suggested that maybe I was using my card "unsafely". I moved all of my money from the credit union two years ago when the botched the website roll out after over 25 years of loyalty to the CU. I don't know what has happed to this organization but I would NEVER recommend them to anyone!!!”

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Posted 5 months ago

“I stopped by to obtain printed statements from our joint accounts, as well as to inquire about printing my husband's credit card statements since we were unable to access them online. Andrew, the representative who assisted me at Mandarin branch in Jacksonville, Fl, was able to print the statements for our joint accounts without issue. However, when I requested my husband's credit card statement, there seemed to be confusion regarding the process. After some unclear explanations about e-statements and online access, Andrew informed me that I would need to call my husband to seek his permission. I complied and made the call, but when I asked if he needed to speak with my husband for verification, he stated that he wouldn’t speak with him as he didn’t know who I was talking to or what number I was calling. Instead, he insisted he would call my husband himself. During this time, I felt he began to speak down to me, asking, “Do you understand security?” This tone was quite inappropriate, and I asked him to hang up and treated me with respect. I left the branch shortly after. My family and I have been long-time customers of VyStar, and while I know that the majority of your staff are polite and professional, this encounter left a negative impression. I believe it is important for all customers to be treated with respect and courtesy, especially in a banking environment.”

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Posted 5 months ago

“Horrible communication. Rude customer service. Cannot keep record straight. I will be switching companies.”

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Posted 5 months ago

“They are absolutely the worst credit union ever. First they lost over $1.000 in payments to my loans during their botched system upgrade last year. I was told they couldn’t find my payments even though I provided proof from my bank statement. Then they refused to provide any kind of payment relief when I lost my job, they’ve also ruined my credit, and on top of all of that continued to charge me forced placed insurance even though I had full coverage continually. I’m done with them and ready to move my remaining accounts away from them. I closed my checking account right after they “lost my payments” and never reimbursed me!”

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Posted 5 months ago

“Vystar cannot find checks sent by mail! Two checks in one month. As a result, I got interest and late fee added! I always pay entire bill! No idea payment lost! Company is AFU!!!!”

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Posted 5 months ago

“Zero customer service. Always a 7 day hold on deposits... this not 1990! Done with them!”

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Posted 5 months ago

“Melia M@Vystar, Normandy Blvd was the representative that assisted me and gave me " hope" due to my situation of just making me aware of a" new roll out" promotion in place that was beneficial to my needs. "I qualified" Thanks Melia”

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Posted 5 months ago

“After over two years of dealing with their online system, now known in banking circles as the “crash”, my complaint letters got to the thin skinned management of Vystar. They sent me a letter next day Fedex to tell me my behavior had fallen outside their member Code Of Conduct. They wrote that being a member of Vystar was a privilege and not a right. They stated this was a Final Warning letter and further instances would result in termination of my membership as well as an official Legal Trespass Warning. I wrote back and let them know their privilege of providing my financial needs had been terminated. This incident was precipitated by a screen they added to their online system that required the user to click in a box labeled “I Am Human”. They stated this prevented “bots” from gaining access to customer log in screens. It does not. A simple refresh of the browser screen or pressing F5 will bypass that screen. My wife recently received a “phishing” text message informing her that someone was attempting to use her Vystar credit card. She does not have a Vystar credit card, but because of this message I believe Vystar has been hacked and my wife’s email address and phone number were stolen. News Story from 10/31/24 https://www.news4jax.com/news/local/2024/10/31/vystar-fined-15m-for-disastrous-2022-rollout-of-mobile-online-banking-system-that-locked-members-out-of-accounts/”

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Posted 5 months ago

VyStar Credit Union is rated 2.7 based on 250 reviews