“I rated Santander Spain 1 Star as there is not a 0 Star option. Be very careful with this bank as they will not explain the conditions of their mortgages to you so the first year seems just fine and after one year they will hike up your payment by 28%. I have never been so exploited in my life and they specifically do this to customers that don't speak Spanish. I highly recommend NEVER working with this bank in Spain as they are complete criminals. I have had to go find a new mortgage and pay so many fees to change immediately. I am in shock this is an international bank and cannot believe they would do this to any of their clients.”
“Garbage bin worth more than these guys. I hope you get The karma sooner than later. 30 day late for $80 dollar carried over to next month, missing up my credit. I paid you 14000 in interest punks. You all go to hell!”
“I've been with this bank for over 20 years without too many hassles, until recently that is. In the past 6 months I had 2 alarming issues that happened, now in which there is no looking back.
In attempting to open a savings account a few months ago, I transferred $1200 from checking into savings. The next day that money disappeared. It wasn't in checking or savings. I called the bank and got a "Well, I've never seen that before! I'll have to transfer you to our customer service line." I was first told that I spent the money and that's why it wasn't there. When I profusely argued that that was NOT the case and proved it through the transfer history, he put me on hold. Upon return he told me, that for some reason, the transfer was being treated as an outside transfer and the money is currently in a cloud somewhere but should return in 5-7 business days.
I'm in customer service myself and I know things happen, right? So long as the money comes back, all will be well. It did come back after 6 day. All is forgiven but not forgotten.
Then just recently a new debit card was issued because mine was about to expire next month. Problem is, they turned off my debit card without warning before I even received the new one. So, once again, I'm calling customer service to find out why, why, why did they shut down my card when I have yet to get the new one?? First guy told me that it was completely normal and standard practice to do this. When I called back, next guy told me that I activated my new cc which is why they turned off my old one. How in the world can I activate a new card without having it in front of me? Don't I need the 3 digit code on the back and the new expiration to do that? Once again, I'm being told it's my fault when I know that it wasn't. Every time I called, I got someone different with a different answer,. So right now, the only way I can get money out is if I physically go to the bank or use another credit card, which I'll have to pay interest on.
Frustrating as anything I've ever experienced. Time to change institutions!!”
“Online banking - tried to pay transfer funds to HRM nor national insurance contributions. The electronic transfer did not go through and I have been locked out of my bank account. Nee log on details were sent to me a week later and this did not work. Over an hour to customer service and digital team to be told they would send me fresh log in criteria through the mail… Already over a week has passed. Very unsatisfactory and the music played while waiting is ‘ these are thenbest days of your life’ (seriously) - seems quite sadistic.”
“Never had a problem with Santander. I made my payments on time for 11 months and then paid it off. They promptly released the Electronic Lien on the title in 1 week. I had no issues dealing with them. If fact some were quite nice.”
“Have recently joined Santander. Already thinking I have made a mistake. Online chat Kerry stated the bleeding obvious twice regarding my enquiry about a cheque I sent to them 5 days ago that still hasn't been processed. No offer to check if its being processed, just 'you'll know when it's been processed, it'll show in your account' really I hadn't thought of that!!”
“What on earth have they done with this new app. I can’t understand what money I have got incoming and what money has gone out. Why couldn’t.t they leave it alone. I will definitely be changing banks.”
“Called on 6/28/24 to get copy of cancelled check from January 2023. Was told it would be emailed within 3 business days. Called 7/3/24 to check on status of my request but now being told it's "under review" for a "resolution". Was not allowed to speak to supervisor and was told I'd have to wait an add'l 5-7 business days before the "back ofc" could reach a "resolution". This is the ABSOLUTE WORST Bank to deal with especially if you live in a State where they have no branch offices. This is not an isolated problem. It is systematic of the way they do business. After almost 10 years of trying to deal with them I AM DONE !!!!!!! The telephone representatives were kind & apologetic but useless.”
“The new mobile banking app is horrendous. It is so complicated and convoluted. I can’t work out what payments/transfers are and who they are from. It takes forever to log on, sometimes I have to turn my phone off and on to do so. If I could give it no stars i would. If i could go back to the old app I would - i cannot put into words how terrible it is.”
“Everything 3 occasions waited over 11 min didnt get through then when i did get through asked to wiit 2 weeks for anappointment
better to change account !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!”
“My husband and myself attended the Rhyl branch on Saturday 29/6/24. Vanessa went above and beyond and helped us with our Edge account. I Would also like to say every time we go to this branch all the staff are very polite & helpful.”
“I had 3 direct debits declined when there were sufficient funds in my account. Tried the chat function which was less than useless. Called and waited around 40 minutes before speaking to someone who told me I needed to go into the bank - there are none locally as my card had been blocked. I hadn't blocked it. It is my business account and services will be stopped or I will have to pay from personal account which will mess up my accounts. I have been waiting for another 30 minutes whilst they try and sort it out and have now been cut off. Have been with them for ages but this is truly the WORST customer service and as a freelancer a lot of time and hassle which equals £££”
“Upon opening an Edge account, Santander locked my existing linked account, as well as the new one. I went in to the branch in person and spent over an hour getting it unblocked.
A few weeks later I moved some money into and out of the account and they locked my account.
After a long episode on the phone they removed the lock.
A week later my card is declined for online payments. After waiting on the phone they tell me I have to go into the branch because the card is blocked. They can't tell me the reason just that I have to go into the branch.
I've never had issues like this with any other bank. So what is this? I'm genuinely shocked at how bad this experience has been.”
“Withdrew 10,000 pesos (app. $850 CDN) from an ATM in Mexico. The ATM didn’t dispense a single peso but charged my account $850. Still waiting for the refund.”
“I took out an investment hub account 3+ years ago (2021) depositing between 50k and up to 100k. After fees of £2000 I made a return of £340. Never achieved a return in any year of even 1%. Their investment dept have no more knowledge than my dog. Never again will I trust Santander with my money”
